Post Your "12-Month Personal Rate of Return"

[Intrepid_Timer]

S fund's 12-month return at the end of Dec 2013: 38.35%

12-month return at the end of Jan 2014: 26.89%

It made 1% in Feb of last year. If it can beat that, it will go back up. It made 4.69% in Mar of last year, so that one will be tough to beat. 12-month returns (PIP) will fluctuate quite a bit month to month. Iget the feeling some new folks think there PIP should go up every month. That isn't going to happen, unless of course you are parked in the G fund the whole 12 months and it's returns move steadily higher.

 

[PessOptimist]

S fund's 12-month return at the end of Dec 2013: 38.35%

12-month return at the end of Jan 2014: 26.89%

It made 1% in Feb of last year. If it can beat that, it will go back up. It made 4.69% in Mar of last year, so that one will be tough to beat. 12-month returns (PIP) will fluctuate quite a bit month to month. Iget the feeling some new folks think there PIP should go up every month. That isn't going to happen, unless of course you are parked in the G fund the whole 12 months and it's returns move steadily higher.

IT I am glad to see you post this. I see a whole lot of euphoria about what happened in 2013. Many new members seem to think that their PIP will continue up and up. Nothing against being a permabull but these relative newbies really need to look at the past autotracker results and try to believe that not everyone was stupid.

I am not trying to say I am not stupid when it comes to my TSP. I am largely buy and hold with sparodic manic efforts to swing trade. The below results are somewhat ball park before 2008 but are based on account balance less all personal and matching contributions. Not to be confused with actual ROR since there is only one compounding period and TSP did not give PIP results at that time. Also keep in mind that in the early years those gains are based on a very low balance. I threw out the first year, 1998 since I am not sure how to compute gains starting at 0. The answer I am sure is in the CAGR spread sheet posted here by I forget. I saved the spread sheet but forgot who posted it. Not really worth figuring out ancient history.

2013 15.39%
2012 3.65%
2011 1.88%
2010 6.99%
2009 8.98%
2008 -0.23%
2007 5.7%
2006 7.76%
2005 3.96%
2004 6.03%
2003 9.45%
2002 -0.49%
2001 1.82%
2000 2.98%
1999 7.27%

The point is that many new people seem to think the 2013 gravy train will continue. I caution it may not be so.

PO

 

[MrBowl]

My PIP took a big hit in Jan, like many others. Jan 2013 was good and last month was tough. I dropped from 14.94% in Dec to 8.64%.

Looking at last year, I stunk from Feb through Aug. Only 1 of those 7 months was better than +1.16% so I am optimistic that my PIP has lots of room to grow.

PO, what is so impressive about your track record is your ability to avoid disaster in truly disastrous years. Nice going!

 

[jpcavin]

Your Personal Investment Performance (PIP) for the past 12 months ending 11/30/2013 is 31.15%.
Staying the course...

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2013 is 28.75%.
Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2014 is 16.98%.

Time to wake up and turn this around!

 

[Shamus13]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2013 is 19.00%.
(Your PIP is posted by the 3rd business day of each month.)

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2014 is 17.33%.
(Your PIP is posted by the 3rd business day of each month.)

 

[Hallatauer]

My PIP for 2013 came in at 20.91%. Very happy... well ecstatic is a better word.

 

[RealMoneyIssues]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 17.81%.

 

[nasa1974]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 30.65%.

 

[jpcavin]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2013 is 28.75%.
Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2014 is 16.98%.

Time to wake up and turn this around!

And were back up... Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 24.82%

 

[Lindoug]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 20.77%.

 

[Handballer]

Re: Held steady in the S Fund all year...

My Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 27.18%.
(My PIP is posted by the 3rd business day of each month.)

 

[MrBowl]

Making a little progress...

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 13.65%.

 

[Shamus13]

I had a strong start last year. I'm not doing bad so far but not great either.

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 16.62%.
(Your PIP is posted by the 3rd business day of each month.)

 

[2moryrs]

Your personal investment performance as of 2/28/14 is 9.46%

 

[remark]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 34.03%.
(Your PIP is posted by the 3rd business day of each month.)

Great Feb to recover from not so good Jan.

 

[Frixxxx]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 25.53%.
(Your PIP is posted by the 3rd business day of each month.)

 

[rlundy]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 5.83%.

 

[Rogue]

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 14.38%.

Could be better, but I really can't complain about anything >12%.

 

[Rogue]

Intrepid makes a great point about expectations and variance.

What I like about this thread is to see the monthly updates, comparison to others, and sort of cross ref it with the AutoTracker.
Also, every few months it's nice to brag.

 

[Intrepid_Timer]

S fund 12-month return at the end of Jan 2014: 26.89%

S fund 12-month return at the end of Feb 2014: 32.45%

It made 4.69% last March.