Post Your "12-Month Personal Rate of Return"

[nada]

failed to beat S&P500

9.46%

 

[nasa1974]

My TSP account says 12.52%. Hopefully I can do better for 2011.

 

[cawwilson]

9.63%

Not bad considering the first IFT of my career was in November of this year !

Okay... 11.57% as of today

 

[adestonobis]

Here's mine:

12-Month Personal Rate of Return: 6.08%

I started to be active on 10/27/2010, and scored 7.57% on the autotracker.

So... I've set the bar pretty low to beat my personal best in 2011.

Really, I just want to beat the market. Beat buy and hold. And, since I'm messing with a lot of money here, I would recommend looking up the misquoted, but humorous "Shepard's Prayer"

Best of luck and many happy returns!

 

[Boghie]

Something kinda related and very interesting...

I kept hearing that the S&P500 grew by 12%, but noted that the AutoTracker documented the 'C Fund' growing by 15%. Hey, 3% is a big difference.

But it is a legit difference.

The 'C Fund' share prices did grow by a little over 15% and the S&P500 grew by a bit over 12%.

C Fund (15.06%):

2009/12/31 - 13.2177
2010/12/31 - 15.2084​

S&P500 (12.78%):

2009/12/31 - 1,115.10
2010/12/31 - 1,257.64​

And, the AutoTracker is dead on with the share price...
I can only guess that the difference is dividend reinvestment.

So, I beat the S&P500
And, didn't make the grade on the 'C Fund' :embarrest:

Should I be happy or sad

 

[OBGibby]

.....S&P500 (2.78%):.....

Is that supposed to be 12.78%?

 

[Boghie]

Is that supposed to be 12.78%?

Yup, sorry about that. I was able to change it in the post

 

[Guest2]

YTD Gain for 2010 was = +27.2005%

 

[DrScooter]

Clearly, I have no clue? I read, tried to move in on fear and out on greed -but I really suck. With reading, thought and logic -0.83

just plain scooter now

 

[strates]

20.8% Mostly buy and hold, just one IFT from 2040 to S.

 

[FAB1]

I went back and looked and decided to post.

129.09%

I lied.

 

[Elgallo]

16.8%

 

[Appatite]

I somehow managed to hit 6.85% even though I moved around about 8 IFT's last year. Two of those were for big losses and by October/November I was sitting at about 0% so I was very happy with the 6.85%

But my last twelve, not last year, looks like I am at about 12.5% so I must have done something right last January/february.

 

[Elgallo]

24.21

GOTTA LOVE IT!

 

[JTH]

Gee I wonder why they don't have a 2, 3, 4, or 5 year rate of return?

 

[Aviator_Guy]

35.56 when I checked today (Feb 14th)... I think they update it the first week of each month.

BTW, the government TSP web site now has the 2010 Annual Paticipant Statement as of today. Mine shows 34.28% for 2010 which is very close to the TSPTALK tracker for 2010. This TSPTALK site Rocks!!

 

[Frixxxx]

This TSPTALK site Rocks!!

Seconded!

 

[Boghie]

12-Month Personal Rate of Return: 19.01%

I'll take it.

If I can keep that rate consistent I'll be endowing public libaries to small cities:nuts:


JTH...

Quicken will give you your IRR (Internal Rate of Return) for any length of time. Your IRR is always less than your annual return because it factors in estimations of contributions. Very nice. I believe the Personal Rate of Return is an IRR. Very simiar to annual returns if there is only one breakout period...

If you want to play with your own returns for more years use the Money Chimp CAGR calculator and formulae.

 

[JTH]

12-Month Personal Rate of Return: 19.01%

I'll take it.

If I can keep that rate consistent I'll be endowing public libaries to small cities:nuts:


JTH...

Quicken will give you your IRR (Internal Rate of Return) for any length of time. Your IRR is always less than your annual return because it factors in estimations of contributions. Very nice. I believe the Personal Rate of Return is an IRR. Very simiar to annual returns if there is only one breakout period...

If you want to play with your own returns for more years use the Money Chimp CAGR calculator and formulae.

Thanks buddy that was actually a sacastic jab at the previous bear market not being reflected in the 12 month rate of return.

My 2010 Annual say I made 16.97% while the tracker says 15.02% it must have something to do with the loan I paid off early.

Anyways I'm at 21.47% for my 12 month rate of return. It could be better, could be worse, been playing too much defense...

 

[Rogue]

12-Month Personal Rate of Return:
19.11%

I gotta say, I'm not disappointed in that.