Post Your "12-Month Personal Rate of Return"

12-Month Personal Rate of Return: 19.66%

Well that was surprising. Not sure what to make of it. I haven't looked at it much since it just seemed to be an arbitrary value that I couldn't do anything with. (Though if it was negative I would sure be digging into why.)

But I'll show the wife!!! Look Hun, I told you I know what I'm doing. lol
Have a safe New year everyone.
 
13.31% per my online account, checked on Jan 1, 2011. However, my account is still showing my balance as of close of business on Dec 30, 2010, and it doesn't appear have been updated with Friday's numbers. It shouldn't make too much difference on the end of year personal rate of return - 13% is fine by me.
 
Newbie,,, just learning about TSP tracker... looks like a great tool.... my "2010- 12 month Personal Rate of Return" was not anything to brag about. I boke just above even, too conservitive, missed the Sept -Dec train,,looking for you guys to teach me.:cool:
 
Yowser...
On 12/29 my PIP was 6.96...

Now...
On 12/31 it is the expected 13.24%

I have no idea how they compute this. However, the 'Now' number basically matches my AutoTracker and is Dead On with Quicken's Internal Rate of Return. My guess is that the difference with the AutoTracker has to do with the fact that my contributions go into my TSP account at 40% C, 30% S, 30% I.

My my, in just a couple of days...
 
Yowser...
On 12/29 my PIP was 6.96...

Now...
On 12/31 it is the expected 13.24%

I have no idea how they compute this. However, the 'Now' number basically matches my AutoTracker and is Dead On with Quicken's Internal Rate of Return. My guess is that the difference with the AutoTracker has to do with the fact that my contributions go into my TSP account at 40% C, 30% S, 30% I.

My my, in just a couple of days...


When the PIP first came out about 18 months ago it, when it was on the old TSP website, it was only updated once a month, within the first three business days of the new month. I still thought it only updated once a month; however, I'm scratching my head because they haven't updated the last trading day of the year yet, but they've already updated my December number from November's. Not sure...
 
12 Month Personal Rate of Return 13.07 with a "set it and forget" attitude.
I'm going to start actively managing it as I could have a much higher return if I'd anticipated the downs. I'll be looking to the leaders to help identify these times.
 
OBGibby,

It looks updated to me. My balance shows 12/31/2010.

I think that Blackstone automated TSP much more than Barclays. My guess is that the PIP is now updated the evening of the last day of the month. Or, better yet, it is completely data driven - but does not include the partial month you are currently in. The 6.96% I got on 2010/12/29 was probably accurate as of 2010/11/30. That might be good news for a freebie from Tom:). But, looking at the folks here, I think not:o.
 
I agree, or maybe Intrepid's trading. I am watching both now.

I didn't know about this site (and the good advice) and was just guessing on my own. Made 9.94% for the past 12 months according to my TSP.gov account.

I just checked TSP, they updated for the close on 12-31-10.

12-Month Personal Rate of Return: 11.17%

Not bad for not really knowing what I was doing. I expect (hope) to do the same or better in 2011.
 
To All,

Anything at or over the average annual return of the S&P500 is great. In fact, you will live well in retirement with an 8% return. Just watch for the declines. Lose a bit less there and you will be taste testing caviar rather than Alpo.

Whatever you do, don’t chase after trends and earnings.

Nice and easy with your retirement.

Then, live well.

:p
 
OBGibby,

It looks updated to me. My balance shows 12/31/2010.

I think that Blackstone automated TSP much more than Barclays. My guess is that the PIP is now updated the evening of the last day of the month. Or, better yet, it is completely data driven - but does not include the partial month you are currently in. The 6.96% I got on 2010/12/29 was probably accurate as of 2010/11/30. That might be good news for a freebie from Tom:). But, looking at the folks here, I think not:o.


Just checked again - PIP is still 13.31%, but my balance now reflects Dec 31 vice COB of Dec 30. (Maybe I logged in earlier during the website update process and only got half the update!) My PIP was updated from Nov (8%ish), so my numbers are final for the year.

 
My PRR is 17.6% I sure would have liked more, but I am happy with these kind of numbers.

Sentiment Survey is looking very enticing.

Good luck every one, and Happy New Year!

Thanks for all who make this site possible!
 
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