I have to admit I had my Wife make the IFT on Friday a little before 11:00 A.M. and she had one heck of a time making it. There sight was slow to almost overloaded. This is something else to keep in consideration. :worried:
....or perhaps they are building a case that supports a new computer system. There's been a fair amount of complaining regarding the need for an upgrade (especially if you can only make 2 IFTs per month)....I'd love to see their trouble logs. What am I thinking....they'd never be so self-serving as to place their client's retirement future in jeopardy..

