nnuut's Account Talk

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The Market is NNUUTS!! I think I'm having a Panic Attack!!:eek:
Just cool it nnuut Boy, Just Cool it!!:nuts:
 
Ignore the market, it's just noise until we are done with this Washington Kabuki dance. Unfortunately everything else is on hold until that ends, since they won't let us out the theater doors until then. So, does it end with Seppuku (hara-kiri) or we all do the flower dance? sigh.
 
Credit Card Companies don't like this at all and are BIG TIME against it:
NOT ME!!!:D
110th CONGRESS
2d Session
H. R. 5244

AN ACT
  • To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
  • SECTION 1. Short title.
This Act may be cited as the “Credit Cardholders’ Bill of Rights Act of 2008”.
http://thomas.loc.gov/home/gpoxmlc110/h5244_eh.xml

REad More: http://www.latimes.com/business/la-fi-lazarus28-2008sep28,1,5194591.column
 
nnuut said:
Credit Card Companies don't like this at all and are BIG TIME against it
Click to expand...
You mean that a credit card company shouldn't have the right to raise my interest rate because I paid them before the payment deadline but it wasn't posted to my account until after the payment deadline? Really?! What a concept! :blink:

Lady
 
I have always thought they are CROOKS and should be next. It's good that someone is taking action on their GREED and unfair practices. There must be a REASONABLE limit on interest rates, what kind of CRAP is this? Our Govt is letting these BLOOD SUCKERS get away with this kind of crap?!!!! This should NEVER happen even if your GD Credit rating goes down, your interest rate should not change. If you default they should take you to court, not just raise your rates to 37% (for example). I can get better than that from the local crooks on the corner. . what happened to a contract? People need to read the fine print and then send them a BOMB!!! I'm tired of these crooks ripping us off. My Father would have attacked the White House.
Let's see 37% for 5 years is how much interest, compound is that (around 185%) what a business, what a business, you loan it and you get it back and three times more!! I think it's a little more than a Treasury Bond?:cool:
Well I feel much better!!! If you work for one of these companies, QUIT NOW!!:notrust:
 
nnuut said:
I have always thought they are CROOKS and should be next. It's good that someone is taking action on their GREED and unfair practices. There must be a REASONABLE limit on interest rates, what kind of CRAP is this?
Click to expand...
The incident that finally weaned me off credit cards forever: I got back from a business trip to find a credit card bill that was due in 3 days (they had a due date that was 14 days from date of billing). I overnight mailed the payment and tracked it to ensure it arrived on time.

When I got my next month's bill the interest rate had been increased by 9% for late payment. When I called to find out what had happened, I was told that, yes, they had received it the morning of the day it was due, but they hadn't posted it to my account until the day after it was due, and so it was late, read my fine print, yes they could do that.

I fought it and fought it and they wouldn't budge. So I took out a TSP loan to pay off the card (my bad for having a balance I couldn't pay off each month), cut the card up and mailed the pieces to them along with my request to close my account. And I haven't used a credit card in years. Blood-sucking parasitic usurious pond scum. :notrust:

Lady
 
Typical XLL, someone is trying to correct this. I just hope they don't delay it until it dies!:worried:
 
Boy-O-Boy don't I just LOVE this waiting game!!!
HEY, CONGRESS WE'RE WAITING HERE!!:mad: popeye2.gif
 
IFT today from 100% "S"nake fund to 50% "C" & "S" because I want to, that's why!:cool:
 
Senate passed yea 74, nea 25?!!
Another vote due to pass as amended now!
Final 74 Yea, 25 Nea!
c-span2
 
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