nnuut's Account Talk

Yeah thanks JTH. 2921 days left. Gettin real short here.

Nnuut you must be home now or on your way or at least have left work by now.

So how does it feel to have no access card or keys, no work e-mail? You must be REALLY depressed:D

Enjoy the retirement!
I drove out of the gate at 11:00 and a big weight was removed from my shoulders, I took a deep breath and screamed out of the open window of my car "ALL RIGHT"!!!! So far, So GOOD!! scream.gif
Tonights the PARTY!! drunkguys.gif
 
Well, I Dodged a Bullet today!!:worried: Even a Blind Squirrel finds a nnuut sometimes!!:laugh:

You lucky Dawg! :D What a great `last day' gift!!!
It looks bad out there - I'm afraid to look!
 
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You folks UP NORTH have been catching HELL with Global Warming lately, it's been OK down here in Central Georgia, BUT it looks like it's our turn for Old JACK FROST to stop by and chill us down a bit!

Today
Sunny
Hi 45 °F
------------------
Tonight
Mostly
Clear
Lo 20 °F
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Sunday
Sunny
Hi 44 °F------------------
Sunday Night
Mostly
Clear
Lo 20 °F
------------------
Monday
Sunny
Hi 45 °F
------------------
Monday Night
Mostly
Clear
Lo 13 °F BBUURRRR!!
------------------
Tuesday
Sunny
Hi 44 °F
------------------
Tuesday
Night
Mostly
Clear
Lo 20 °F
------------------
Wednesday
Sunny
Hi 47 °F
http://forecast.weather.gov/MapClic...te=FFC&textField1=32.6127&textField2=-83.6313
 
I hear ya, 16 degrees daytime temp here in Kentucky is cold even for January. That is normally a night time low. BURRR
 
So how does 'retired' feel, my friend? :cool: Been thinking about you today and the sense of freedom you must be enjoying. Have a good one! :)

Lady
 
So how does 'retired' feel, my friend? :cool: Been thinking about you today and the sense of freedom you must be enjoying. Have a good one! :)

Lady
Lady, it hit me last night when I realized that I didn't have to set the Ole Alarm Clock. I looked it right in the face and said TOUGH LUCK my friend but I seldom will need you again. I slept like a log realizing I didn't have to wake up at 5:45 AM. Today is GREAT and don't miss it a bit!! Hell I can do anything I WANT!!:D
BOOGA BOOGA!!!! Send me my money!!:D zits.gif
 
Congrat's Nnuut's... Welcome to the retired clan. Feels good don't it. I wake in the morning and realize I don't work for anyone but myself. It's just an amazing feeling. Here wishing you the best retirment ever. :D:D:D
 
Lady, it hit me last night when I realized that I didn't have to set the Ole Alarm Clock. I looked it right in the face and said TOUGH LUCK my friend but I seldom will need you again. I slept like a log realizing I didn't have to wake up at 5:45 AM. Today is GREAT and don't miss it a bit!! Hell I can do anything I WANT!!:D
BOOGA BOOGA!!!! Send me my money!!:D View attachment 7844

Enjoy and Congratulations!
 
Enjoy and Congratulations!

Congrat's Nnuut's... Welcome to the retired clan. Feels good don't it. I wake in the morning and realize I don't work for anyone but myself. It's just an amazing feeling. Here wishing you the best retirment ever. :D:D:D
Thanks folks, got out of the bed at 08:40 this morming. I might have to set my alarm after all?:laugh:
 
Nnut
Congrats on your newly aquired freedom !!! I'm sure I don't have to tell you, but enjoy yourself you deserve it. life is truely really short with no guarantees. Please keep us posted on how us up and coming retirees need to move along this path for freedom. Now get the hell outta bed !!! LOL

guchi
 
Nnut
Congrats on your newly aquired freedom !!! I'm sure I don't have to tell you, but enjoy yourself you deserve it. life is truely really short with no guarantees. Please keep us posted on how us up and coming retirees need to move along this path for freedom. Now get the hell outta bed !!! LOL

guchi

OK, OK! I know 08:45 is too late but I'm testing the water!!

2nd day of retirement CSRS these are some of the things I'm dealing with:

1. So far I'm waiting for my first Monthly Pay Check, they say it will be about 80% of the correct amount until they finalize the numbers.

2. They also say that I should get my pay for the Annual leave I cashed in about 6 weeks from my retirement date (422 hours)? Don't forget to send the State some TAX money or they will penalize you for not paying during the year. OPM only takes Federal Tax out, at a rate of about 20%!!
A. Received payment for Cashed in Annual leave on pay date 01/08/10 417.50 Hours!! BOY was that Fast, I retired on the 2nd of January, so far so GOOD!

3. leaving TSP money in the TSP, can withdraw Monthly distributions which can be a dollar amount or a percentage. When I do I've decided to take 4% a a year for now. That's until I'm 70.5 years old then the Gov't forces retirees to withdraw Mandatory Distributions, which is much higher.

5. I can start withdrawing Social Security in March if I want. I paid SSA for 17 years and should get about $750 a month, but I'm CSRS and we have to deal with the WEP (Windfall Elimination Provision) which reduces my SSA by 60%!!:mad:! I will start when I turn 65, my full retirement age is 66 so I will pay another penalty of 1.2% for drawing it early. That would reduce it to $285 a Month, THANK YOU! Still thinking about that one! I think it's better to go ahead and take the cut.

6. Medicare----------------! When I turn 65 I am MANDATED to apply for Medicare. It will become my Primary Health insurer FEHBP is secondary but if you keep FEHBP it's secondary and pays their part of what Medicare doesn't pay, BUT your PREMIUMS remain the same as other Gov't workers!! You MUST apply for Medicare within 3 months of your 65th birthday or get penalized and your premiums will be higher FOREVER!! Part A is Free for me and Part B costs $110 a month, sense I have FEHBP I don't need part C of Medicare Advantage. Still thinking about that one too!!

For those interested I will update this as things happen.
 
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OK, OK! I know 08:45 is too late but I'm testing the water!!

2nd day of retirement CSRS these are some of the things I'm dealing with:

1. So far I'm waiting for my first Monthly Pay Check, they say it will be about 80% of the correct amount until they finalize the numbers.

2. They also say that I should get my pay for the Annual leave I cashed in about 6 weeks from my retirement date (422 hours)? Don't forget to send the State some TAX money or they will penalize you for not paying during the year. OPM only takes Federal Tax out, at a rate of about 20%!!

3. leaving TSP money in the TSP, can withdraw Monthly distributions which can be a dollar amount or a percentage. When I do I've decided to take 4% a a year for now. That's until I'm 70.5 years old then the Gov't forces retirees to withdraw Mandatory Distributions, which is much higher.

5. I can start withdrawing Social Security in March if I want. I paid SSA for 17 years and should get about $750 a month, but I'm CSRS and we have to deal with the WEP (Windfall Elimination Provision) which reduces my SSA by 60%!!:mad:! I will start when I turn 65, my full retirement age is 66 so I will pay another penalty of 1.2% for drawing it early. That would reduce it to $285 a Month, THANK YOU! Still thinking about that one! I think it's better to go ahead and take the cut.

6. Medicare----------------! When I turn 65 I am MANDATED to apply for Medicare. It will become my Primary Health insurer FEHBP is secondary but if you keep FEHBP it's secondary and pays their part of what Medicare doesn't pay, BUT your PREMIUMS remain the same as other Gov't workers!! You MUST apply for Medicare within 3 months of your 65th birthday or get penalized and your premiums will be higher FOREVER!! Part A is Free for me and Part B costs $110 a month, sense I have FEHBP I don't need part C of Medicare Advantage. Still thinking about that one too!!

For those interested I will update this as things happen.
Yes, please keep us informed, as I am not far behind you(maybe another 6-12 months).
AS for sleeping until 8:45a, I sure could have used that extra 4 hours(I was up at 4:45a). Sleep until you are tired of sleeping. You will settle into some sort of routine evidentually!:nuts: we are creatures of habit
 
Yes, please keep us informed, as I am not far behind you(maybe another 6-12 months).
AS for sleeping until 8:45a, I sure could have used that extra 4 hours(I was up at 4:45a). Sleep until you are tired of sleeping. You will settle into some sort of routine evidentually!:nuts: we are creatures of habit

I just don't like to waste the day by sleeping in too late!!
6 to 12 months!!!! Wow! let the Countdown begin!!! :D
http://www.timeanddate.com/counters/customcount.html
 
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