MaStA's Account Talk

[Fivetears]

Your welcome. 3 AF Moves; One DITY. NEVER did it again. Good night.

 

[kar_crazy]

if you can see if they have MCC (mortgage credit certificate) there they will pay $125.00 a month on first home owners and you will get like 50% of interest back end of year for the life of loan never hurts to see

 

[MaStA]

if you can see if they have MCC (mortgage credit certificate) there they will pay $125.00 a month on first home owners and you will get like 50% of interest back end of year for the life of loan never hurts to see

Thanks for that. I looked into it in MI and they used to have it, but now they have another program. It would lock my interest rate at 5% for a 30 year fixed and I would be able to do the VA loan as well.

I just don't know if buying a home up there would be a good idea because Michigan's economy has been terrible for quite some time and the population continues to decrease at least in Flint metro area. If I ran into issues selling the house when my five years was up then what the heck would I do. It is a great time to buy up there if you are staying for a long time, but five years may be pushing it.

 

[kar_crazy]

i bought a hud home for 45,000 fixed her up i could go 130,000 easy but i will stay with renting should only go up with time another retirement plan

 

[MaStA]

i bought a hud home for 45,000 fixed her up i could go 130,000 easy but i will stay with renting should only go up with time another retirement plan

Well Oklahoma City is growing in population, military always coming in and out, etc.

The population of the area in Michigan I am moving to is going down.

 

[MaStA]

Well I've been on this forum a while so I figured I might as well join the cool club and have my own page too!

A little background about me that may help with the answers to the questions below. I'm currently 25 and have been in the Air Force about 7.5 years. I currently have 5% going into the TSP every month, but I probably should increase that. My plan is to retire from the Air Force at 20 years unless I stay in for a few bonus years.

I've been considering IRA investments on top of my TSP since I know TSP won't be enough to retire on.

I really like USAA's banking services, but how are their investment services? Would they be a good choice to handle my IRA?

Also, I've always been told Roth IRA's are the best to get...any opinions here?

I can put the max $5,000 in a year, but is there a good time during the year that I should put the money in?

Thank you very much for any help!

Jared

 

[nnuut]

Sounds like a plan to me MaStA!!
Welcome to the Message Board
Best of luck.
Norman

 

[nasa1974]

Welcome aboard. Sounds like you have been doing some homework. Good luck.

 

[JTH]

MaSta, I have USAA as well and bank with them exclusively. Their investment services don't trading platforms offered by pure investment services, but they get the job done. You can put in stops limits, ect. USAA offers decent Mutual Funds that cover many of the indexes we follow. I am happy with their services.

 

[RealMoneyIssues]

Welcome MaSta (way too many jokes come to mind),

This forum is great for learning so enjoy !! I also use USAA, partly because I don't know any better and because I like the one stop shopping for banking and investing (SDIRA too).

Good Luck !!

 

[nnuut]

Merged with duplicate thread.

 

[MaStA]

Thank you nnuut! See I was in the cool club a few years ago and I didn't even remember. lol

 

[MaStA]

Well I'm going 100% G today. I can't sit back and watch this anymore because it isn't looking pretty. I'm no expert, but the negatives are just adding up and putting me in the hole. This is my first IFT for the month so if something magical happens I still can move back into stocks. I should have got out sooner, but I was trying to be optimistic.

 

[MaStA]

Hopefully there will be a good entry point before June so I can burn my other IFT before the new month begins.

 

[kodaq2001]

you were wise to get out when you did. i'm still watching this decline in agony and disgust. i guess we're both praying for funds to go up before june. :notrust:

 

[MaStA]

Yeah I couldn't stand looking at the negative numbers day after day. Then there would be a positive day and I was like damn why did I get out, but then it went back to days like today and I'm happy I'm out.

 

[MaStA]

100% S today

I exited at 22.6266 and I will be entering at what the close is today. Yesterday it closed at 21.7532 so hopefully I made a good decision to get out last month and reenter at a lower price...hopefully it continues to climb, but knowing my luck tomorrow it will drop again lol.

 

[MaStA]

100% G Fund COB Today. I have made some substantial gains over the last couple weeks and I can't watch it go away. I know I'm going to lose some of it today, but that will be better than taking a chance on losing it all. I still have one IFT left for the month so hopefully we all find a good entry to go back in. I'm glad I am now in positive territory instead of being negative for the YTD.

 

[MaStA]

I went into the S fund on June 21st at 22.2138 and got out yesterday at 23.4219. I have finally earned some money on this thing lol. I'm pretty happy I pulled myself out of negative territory and I'm thankful for this message board. I learn a lot just by reading everyone's account talk.

 

[MaStA]

I am so glad I got out when I did...maybe we will find a good reentry this month and I'll use my other IFT.