Maabee6 Account Talk

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maabee6

maabee6

Member
Thought is was time to officially enter the TSP Talk forum world. I have just become enlightened to the potential of our TSP accounts in recent weeks/months. Finding TSP Talk has been like finding a treasure map to a lost treasure. Now after being a federal employee for the last 12 years, I now have the tools and knowledge base to actually make my TSP grow. With 20 years to go, my goals of actually retiring seem possible.

I would like to acknowledge a few of the brilliant minds I have really found helpful during my short time on TSP Talk.

Amoeba
Coolhand
JTF
Birchtree

I really enjoy reading your insights and thoughts about where the markets are heading. During my time reading and learning from the fellow TSP Talker's, my TSP portfolio has gained over 2%. I look forward to learning everything I can and making the best educated guesses to help grow my TSP portfolio.

Maabee6
 
Thanks to all the welcome posts, I am excited to get my TSP growing.

I have a quick question that I hope someone can answer for me. Realizing that we have a 2 IFT limit p/month, I made an IFT into the S Fund on 4/11/10. If I make an IFT into the G to lock in profits before months end, if I understanding this, does that count as my 2nd monthly IFT?

If so, what recommendations does anyone have to enable me to keep that G Fund IFT in my back pocket, while still capturing potential gains from the S? Should I look into making an IFT into the C, I or F when the S starts pulling back?

Thanks for any suggestions...

Maabee6 :nuts:
 
maabee6 said:
Thanks to all the welcome posts, I am excited to get my TSP growing.

I have a quick question that I hope someone can answer for me. Realizing that we have a 2 IFT limit p/month, I made an IFT into the S Fund on 4/11/10. If I make an IFT into the G to lock in profits before months end, if I understanding this, does that count as my 2nd monthly IFT?

Yes

If so, what recommendations does anyone have to enable me to keep that G Fund IFT in my back pocket, while still capturing potential gains from the S? Should I look into making an IFT into the C, I or F when the S starts pulling back?

Thanks for any suggestions...

Maabee6 :nuts:
Click to expand...

Two IFTs is pretty limiting. Some folks prefer to remain in stocks to start the month, which gives them an extra trade (Out, in, out). If you're in G at the end of the month you have two trades to move in (if partial transfers) and as many as you'd like to move to G. There's no one answer as to how to make that second trade as it depends on where you think the market is headed and in what timeframe (relative to the new month and two new trades).
 
Coolhand -

Thanks for the info...Speaking of "where you think the market is heading", looking @ your Seven Sentinels, you would stay buy (don't move from the S). Do you think we will make it through next week before the market tries a correction? What direction do YOU think this market will head in the next 2 weeks?

Maabee6 :laugh:
 
maabee6 said:
Coolhand -

Thanks for the info...Speaking of "where you think the market is heading", looking @ your Seven Sentinels, you would stay buy (don't move from the S). Do you think we will make it through next week before the market tries a correction? What direction do YOU think this market will head in the next 2 weeks?

Maabee6 :laugh:
Click to expand...

I think a correction is coming, and at this point many would say it's overdue. I'm thinking next week or two, but I can only predict it through the sentinels, and at the moment I still have an "all clear".
 
maabee6 said:
Thanks to all the welcome posts, I am excited to get my TSP growing.

I have a quick question that I hope someone can answer for me. Realizing that we have a 2 IFT limit p/month, I made an IFT into the S Fund on 4/11/10. If I make an IFT into the G to lock in profits before months end, if I understanding this, does that count as my 2nd monthly IFT?

If so, what recommendations does anyone have to enable me to keep that G Fund IFT in my back pocket, while still capturing potential gains from the S? Should I look into making an IFT into the C, I or F when the S starts pulling back?

Thanks for any suggestions...

Maabee6 :nuts:
Click to expand...

Maabee6,

Your first IFT for the month was the move to the S fund on 4/11. If you make a move to G (or any other fund) this month it will count as your second IFT. If you move all you shares to the G fund then you are stuck in the G fund until May 3rd. However you do have an option if you want to stay in the market with limited shares. Below is the link to the <1% option. Read up and good luck.

http://www.tsptalk.com/mb/showthread.php?t=7825
 
Will the earnings reports today will be enough to push the market higher? Looks like they are having a positive impact early. Need to make a early decision on whether to use last IFT from S. Made a late entry into S and don't have a lot of room for downward movement. :confused: Should I make a diversified move into F/C/G? Then play the <1% rest of the month.

Maabee6
 
Dove headlong back into the G today. Now I hope this is the start of a correction and ready for the buy back in May. :nuts:
 
Went 100% S on Tuesday @ $18.31, would like to get around 5% before getting back to safety of G. It would be great to get a up rally before the summer dumps.
 
And if it drops back to the $17.33 level of 5/7 then what. This is a dangerous game we are playing here my friend - they take no prisoners in this arena.
 
Unfortunately, that will have to be a chance I take. I am in this for the long haul and will have to take what I can. That is why I'm here, to learn what others think and make my decisions with a little more insight than I had before the 2007 drop (on in which I really took a beating).

RE: 5/7 price of $17.33. I almost made my move to S then, but was being too greedy and looking for a further drop. Then, we get a huge run-up on Monday. The same thing could have happened @ $17.33 where the price shot down. Then I would have been in the same position on the short, rather than long side.

Thank you for your continued insight and comments on this message board. I believe that I will grow my TSP to a sizable figure before my retirement in 20 yrs.
 
maabee6 said:
Went 100% S on Tuesday @ $18.31, would like to get around 5% before getting back to safety of G. It would be great to get a up rally before the summer dumps.
Click to expand...

Maabee6,

Watch out with growth goals. The market will decide. All you can do is set your allocation to permit more or less risk. And, full investment in S/I in washy markets is not for the faint of heart. Da Boyz may decide to take profits in good stocks just for tax reasons, because of market jitters, because they are going on vacation, because they drank too much beer, because...

You might, instead, want to figure out where your mark is for an acceptable loss. You need to accept a 5% - 7% potential loss to invest in C/S/I. More so in S/I. And, don't mess with your allocation unless that dump from a recent high actually hits.

Your S Fund Return/Risk is 11% / 20%. That means that - on average - you will get an annual return of 11% and a normal annual swing from -9% to +31%. The recent market dumped by three deviations - a crash.

Finally, May through October are usually lousy.
 
Sitting in quite a difficult situation here with only 1 IFT at my disposal. Currently sitting @ 30% in C,S & I and 10% in G. Would love to sit tight and wait for a push higher, but these last few days are making it difficult. Really don't want to move to G and miss out on a potential run up later in the month.

I'm really trying to listen to what everyone on the forum is saying and remind myself to remain patient. It just seems like I have ended up making rushed decisions in the past and ended up missing rallies or pullbacks. All that I want to do is learn what it takes to make better & more informed investment decisions. Any suggestions to ease my thoughts?

Thank you all,:confused:
 
Trying to learn about chart reading and have a basic question regarding the TSP funds.

From what I'm seeing, the standard MA is 50/200.

What are the recommended MA settings to properly make educated moves within TSP? I have heard some say to use a shorter period to help capture the monthly up/down trends and aid in utilizing the monthly IFT's.

Also, which type of Moving Average should I use (Simple or Exponential)?

HAPPY VETERAN'S DAY to all our Veteran's.:)
 
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