Howdy. Very first post. Good place to humor myself, maybe another...:nuts: Well, I'm happy with 1.76% so far this yr. F of course. Road most of 07 in the I and did quite well. Raked in 16k profit and took it out last Sep when I saw trends heading South, needed to pay some big bills (wooda been ATX anyways), plus I'll get the 4.5% back. Pretty good for this market...Happy camper I am, for now. Been in F since a week before Christmas. I happen to be one of the 3000 traders who move it almost daily if need be. But not now, not yet. I'll give it another week for some dust to settle. Those wholesales prices are going to hammer us soon, so of course there's more to the downside just in that. If the stimulus pkg is of any promise, that probably won't show up in the hard numbers until the summer at best, never mind any short-term jolt from a rate cut (behind the power curve). Besides all the other economic ingredients forcing a stall or buffeting, consumer confidence is moot at this stage. Not too many deep pockets at this time of year anyways. Okay, so not just hello...:toung:...hope I dint break any rules so far. -Cheers!