James48843 Account Talk

I saw this today- It’s from a newsletter on Facebook:
From:

The car market bubble is bursting:

Subprime auto loan delinquency rates have now surpassed 5% for the first time in history.

The 60-day delinquency rate for subprime auto loans has more than DOUBLED over the last 3 years.

Delinquency rates are now ~1.5 percentage points above the 2008 Financial Crisis peak.

At the same time, prime auto loan delinquencies rose to their highest in 15 years.

Meanwhile, the total value of auto loans in the US jumped $13 billion, to a record $1.66 trillion in Q2 2025.

An auto debt crisis is brewing.

MORE than 5% delinquent on Auto subprime
 

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I saw this today- It’s from a newsletter on Facebook:
From:

The car market bubble is bursting:

Subprime auto loan delinquency rates have now surpassed 5% for the first time in history.

The 60-day delinquency rate for subprime auto loans has more than DOUBLED over the last 3 years.

Delinquency rates are now ~1.5 percentage points above the 2008 Financial Crisis peak.

At the same time, prime auto loan delinquencies rose to their highest in 15 years.

Meanwhile, the total value of auto loans in the US jumped $13 billion, to a record $1.66 trillion in Q2 2025.

An auto debt crisis is brewing.

MORE than 5% delinquent on Auto subprime
The cost of a vehicle is out of control. If I had to replace my 2013 F-150 today with the same bells and whistles it would cost me as much as my first house back in1979. So which bubble will burst first? Take your pick there are a few of them out there.
 
The cost of a vehicle is out of control. If I had to replace my 2013 F-150 today with the same bells and whistles it would cost me as much as my first house back in1979. So which bubble will burst first? Take your pick there are a few of them out there.
We were considering buying a Toyota Grand Highlander earlier this year. Between the cost, no vehicles available, the cheap looking finishes even on the higher trim levels, and finally the rock hard seats we ended up getting a 'new' 2023 Ford Explorer King Ranch. Saved $20,000.
 
We were considering buying a Toyota Grand Highlander earlier this year. Between the cost, no vehicles available, the cheap looking finishes even on the higher trim levels, and finally the rock hard seats we ended up getting a 'new' 2023 Ford Explorer King Ranch. Saved $20,000.
I know unsold vehicles on the lot cost the dealers money but just think how much markup is with you saving $20,000
 
You know, for some reason today I’m not feeling good about the stock market.

It’s not yet to the “itchy in the back of my neck” stage, but it IS starting to tingle just a bit. “Tingle” usually comes before “itchy. “

That Poland drone attack makes me very uncomfortable.

I’ll let you know if the tingling increases. As it is, I’m perking up and paying closer attention as of today. Getting ready to move a chunk over to G for safety soon. Maybe today, maybe in a week. We shall see.

Good luck.
 
You know, for some reason today I’m not feeling good about the stock market.

It’s not yet to the “itchy in the back of my neck” stage, but it IS starting to tingle just a bit. “Tingle” usually comes before “itchy. “

That Poland drone attack makes me very uncomfortable.

I’ll let you know if the tingling increases. As it is, I’m perking up and paying closer attention as of today. Getting ready to move a chunk over to G for safety soon. Maybe today, maybe in a week. We shall see.

Good luck.
And the bombs Isreal dropped in Qatar.
 
That Poland drone attack makes me very uncomfortable.

The newly elected Polish President Karol Nawrocki was just at the White House earlier this month.
Nawrocki’s campaign slogan, “Poland first, Poles first” (he was also the Trump-Backed candidate) so this is a double win for Putin.

"In Poland, officials linked the drone incidents to Russian-Belarusian military exercises, Zapad 25, set to begin near their border."

The bigger question.... is it an exercise, or the beginning of a two-war front for Ukraine?
 
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