imported post
I have two 403b accounts. One was administered through Best of America, now merged with and managed by Nationwide. That account specifically has restrictions on interfund transfers, and when I make transfers online, it tells me I have so many of 20 transfers allowed for the year. After the 20 interfund transfers, transfers can only be made by mail. I don't like the policies, but I took a loan on the funds to cover high interest revolving credit. Now I realize that wasn't the best way to go, but it isn't the worst. When the debt is paid, I'll roll this account into my TSP.
The other 403b account I have is with Citistreet. They don't specifically mention a number of transfers that can be made within a year, but some of the funds available have short term trade fees involved. I don't invest in those funds, but the prospectus for all of the funds contains fine print that states that Citistreet reserves the right to restrict "disruptive trading." I don't however find any definition of what is considered disruptive. I would guess they don't like market timing activity because it would increase their costs to administer the frequent transactions.
I hope you don't think I meant that TSP has any such restrictions.
BTW: Thanks for the site. I really enjoy reading the different opinions expressed, and I'm learning a lot of things I wish I'd learned before.