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how much should one's tsp balance be after investing...
- Thread starter sweetpea
- Start date
G
Guest
Guest
imported post
sweetpea wrote:
That's a tough ? Plenty of things need to be known, what %you were investing, how much you made each year, allocations, fund prices for that year..................etc.etc
I'll leave the answer to Tom, it is his site.......
Good luck,
M_M
sweetpea wrote:
Hi sweetpea, welcome......Hi I'm new to the board, but I have been investing in the tsp since 1988 or 1989, how much should I have as a balance in my tsp; if I've vested from conservative to bullish?
That's a tough ? Plenty of things need to be known, what %you were investing, how much you made each year, allocations, fund prices for that year..................etc.etc
I'll leave the answer to Tom, it is his site.......
Good luck,
M_M
Spaf
Honorary Hall of Fame Member
imported post
Sweetpea
Hey welcome. You say 16 years with TSP. You could have a good balance, my guess would be 1 briefcase full. But your balance is also none of my business. We are more into how funds are allocated so that we can take advantage of the market and not visa versa. Everyone has to determine their own goals, risk tolerance, time frame, etc.
TSPTalk or Tom will welcome you to his site. Sometimes he has to wait say after work.
Rgds
Sweetpea
Hey welcome. You say 16 years with TSP. You could have a good balance, my guess would be 1 briefcase full. But your balance is also none of my business. We are more into how funds are allocated so that we can take advantage of the market and not visa versa. Everyone has to determine their own goals, risk tolerance, time frame, etc.
TSPTalk or Tom will welcome you to his site. Sometimes he has to wait say after work.
Rgds
imported post
sweetpea wrote:
It depends on what the investor considers conservative and bullish. My guess is what ever is shown in your TSP balance is what you made in 15 years. What is past can not be changed, but what you do in the future with your account will make a difference. Your the manager of your account you can be bullish or you can be conservative but what ever you do, you have to live with that decision.
sweetpea wrote:
Hi I'm new to the board, but I have been investing in the tsp since 1988 or 1989, how much should I have as a balance in my tsp; if I've vested from conservative to bullish?
It depends on what the investor considers conservative and bullish. My guess is what ever is shown in your TSP balance is what you made in 15 years. What is past can not be changed, but what you do in the future with your account will make a difference. Your the manager of your account you can be bullish or you can be conservative but what ever you do, you have to live with that decision.
imported post
Welcome sweetpea!
I know this site is geared toward our retirement and retirement savings, but I'm really not an expert on the subject. I know I have to save money and I know how to manage my money. I figure that's a good start but not enough to qualify to give financial advice, officially. I have my own plan and that may not be best for everyone.
There are a ton of links and posts on this board (http://www.tsptalk.com/mb/category7/) that give a lot of ideas on retirement planning. Many of our member have given a lot of thought to retirement strategy. I'll let them take on this question.
I like to tell people what I am doing with my account and let them figure out a strategy that is best for them. It would be pretty irresponsible of me to tell anyone that "this" is what you should do. How's that for side stepping your question?
Thanks for joining us!
Tom
Welcome sweetpea!
I know this site is geared toward our retirement and retirement savings, but I'm really not an expert on the subject. I know I have to save money and I know how to manage my money. I figure that's a good start but not enough to qualify to give financial advice, officially. I have my own plan and that may not be best for everyone.
There are a ton of links and posts on this board (http://www.tsptalk.com/mb/category7/) that give a lot of ideas on retirement planning. Many of our member have given a lot of thought to retirement strategy. I'll let them take on this question.
I like to tell people what I am doing with my account and let them figure out a strategy that is best for them. It would be pretty irresponsible of me to tell anyone that "this" is what you should do. How's that for side stepping your question?
Thanks for joining us!
Tom
cougarcash
New member
imported post
There is a MSN article that addresses the topic of how much one should have at certain ages to accumulate $1 mil.by retirement, here's the address. http://moneycentral.msn.com/content/SavingandDebt/P61280.asp
There is a MSN article that addresses the topic of how much one should have at certain ages to accumulate $1 mil.by retirement, here's the address. http://moneycentral.msn.com/content/SavingandDebt/P61280.asp
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