Freezing in Massachusetts

[Retirein2024]

What better way to avoid the cold here in MA than to think about retiring to some place warm! To make it happen, I need to afford to retire and snowbird south. So I just found this site and hope by learning from all of you I can leave this nasty weather behind.

A little about myself. I'm turning 53 next month and hope to retire at 62. I'll have 33 years in. I've been maxing out my contributions for a long time and for the last 2 years been doing the catchup. Couldn't swing it this year. I ran some projections on my tsp using the tsp online calculator for projected account balances and at 5% yearly expected return I should have a little over $1m. I'm hoping to do better than 5%. The best year I had was in 2013 (27.37%) followed by 2010 (20.64%). Disappointed with 2014 (9.22%) and 2012 (7.86%). I don't even want to talk about 2008 . So you can see I need some help. Thanks for reading and hope to talk to you on the boards.

 

[Shamus13]

Yup, my little coastal town in Maine has been hit with over 15ft of snow. This is the first winter that I understand why snowbirds go south. Good luck with your retirement planning and distraction from the never ending winter.

 

[nnuut]

Lots of folks here just like you, welcome to the forum.
Norman

 

[tsptalk]

Welcome Retirein2024! Thanks for joining in. I hope we can help you to head south for the winter! :slomo:

 

[Maricar19]

Welcome Retire in 2024. You will probably make the $1M mark in no time.
too bad, I don't have much time to make the $1M mark.
but I am happy with what I have, although 40% more before I retire will be great

 

[Retirein2024]

Thanks everyone. I'm finding myself thinking more and more about retirement.

 

[nasa1974]

Welcome aboard. The last 4 years has surpassed you 5% goal. Good for you.

 

[JimmyJoe]

The I fund rocks this year.

 

[tsptalk]

The I fund rocks this year.

[h=2]Freezing in Massachusetts?
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