DreamboatAnnie's Account Talk

[DreamboatAnnie]

ENTRY - Decided to go ahead and enter the F fund (30%). I've just never liked this fund, but ...indicators do look good. Should have entered two days ago when Stochastic and MACD crossed positive, but now that RSI has reversed and headed towards 70 line, I figure I may as well get in a little. I-fund has now dropped to the Stochastic 20 line so once it turns to go upward I will decide on an entry for that fund.

Best Wishes!

 

[DreamboatAnnie]

Hello, Here are charts 45 minutes after noon cutoff. Sorry but I was not able to post earlier. The I-Fund has now dropped below 20 on Stochastics indicator, so will be watching for it to go back up above 20 before considering an entry. Will be also watching to see if the S and C funds drop further (to go below 20 on Stochastic). If they do not get below 20 before heading back up, I will watch RSI to consider if I will risk an entry without drop below 20.

I really do not like the F fund (just because I usually lose money on it) and will be watching $TNX 10-year treasury yield chart closely for any indication that it is going to move up (inverse relationship with F fund) and watch F-fund to see if it's RSI drops below 70, which such RSI drop would mean an immediate exit for me.

Best Wishes!

 

[DreamboatAnnie]

Note: Recently a friend of mine was asking about the Price/Earnings (P/E) ratio as he had heard it was very high and should be time for market to drop. I let him know that I do not rely on P/E, trendlines or even what talking heads discuss because often they have a longer-term view of market (months if not years) and I just do not have the stomach for drops. If I happen to be in market when it gets ugly, I immediately exit to salvage what I can on that particular transaction. I also do not believe it "riding it down" to then recover a loss when it pops back up. I am trying to trade strictly based on strategy I use now that primarily involves use of 3 momentum indicators.

Best wishes to all!

 

[DreamboatAnnie]

Good morning, here are charts before noon cutoff. So far see no indications that I should enter stock funds and F fund still has good indicators showing. Best Wishes!

 

[DreamboatAnnie]

Good morning, here are charts for noon cutoff, a bit early. Best Wishes!

 

[DreamboatAnnie]

Looks like I, S and C are going to move back up. None hit the 20 line on Stochastic but are now starting to move up. So, I am going to make a small entry. Entering 20 I fund, and 5 S fund and 5 C fund. 70 in G.

 

[DreamboatAnnie]

Good morning, here are charts early morning... can't post before noon. So here it goes... I and C funds look good, but S fund has me scratching my head. I am going to stay in another day ... not like I am risking much with 5 % in S fund. Will see what happens...F fund looks like a stinker. Best Wishes and have a great weekend!

 

[DreamboatAnnie]

Good morning, here are charts before noon cutoff for IFTs. Will likely exit S fund. Thinking about exiting I fund. Best Wishes!

 

[DreamboatAnnie]

Okay. Moving my exposure from S and I funds over to C fund. Now invested 30%C Best Wishes!

 

[DreamboatAnnie]

Good morning, here are daily charts in early morning. Yesterday, I moved 5% in S fund and 20% in I-fund to C fund. So I now have 30% in C fund and 70% in G fund. Based on market right now (reversal) I should have stayed in the S and I funds. Oh well... still positive for this trade so I am happy but I could be happier.... Its okay... still have a gain. Best wishes to everyone!

PS. No more IFTs for August so will only be moving to G if needed from this point. August gain so far is .54%

 

[DreamboatAnnie]

Good morning, here are charts again early morning. Staying in C fund 30%. All funds looking good and C fund had its MACD cross positive this morning. Even F fund has reversed to go upward. Best wishes!

 

[DreamboatAnnie]

Good morning, here are daily charts before noon IFT Cutoff. The RSI has now dropped below 70 again on the S and I funds and even C fund, so even though Stochastic and MACD still look good, this would be an exit for me IF I were in S and I funds and now it is also an exit for me on the Cfund... uggh. I am exiting. I have seen that RSI often leads the market... but not always as nothing is ever absolute. But happens often enough to where RSI going below 70 gets my attention when it happens. Best Wishes!

PS. I have seemed to be invested at 30-35% for most of this year and not at 50%. But for such low risk, I think I am doing good this year.

 

[DreamboatAnnie]

Staying in... C30%. Changed my mind... going against my strategy to exit when RSI drops below 70. Why? because MACD has just crossed positive over its signal line headed upwards... so I am going to stay in.. uggh.. just hate when this happens.

Best wishes to all!

 

[DreamboatAnnie]

HI, Charts before noon cutoff. Decided to exit C fund. The MACD histogram bars getting smaller and RSI has dropped further. I am out rest of month. Best wishes!

 

[DreamboatAnnie]

Hi, I just noticed that my TSP account shows a gain of 6.29% for the year. Looking at my investment entries and exits I see that I was invested in stocks 50% in mid-January, 25% in March, 35% in April, 25% at end of May, 45% at end of June, 30% on last day of July until now---BUT did get out between each of those trades to go into the G fund for safety or to lock in gains. So it looks like maybe I was invested about 1/2 of the year. Those entries generated this return.

While I was not risking a lot this year, I like the return. It tells me that if I had invested 100% instead of 25-50% during these short moves, I likely could have earned close to18%. So, I may have been too conservative in my investment percentages, but I am nearly at retirement and do not want to risk too much.

I am pleased that the strategy I am now using is working well. My strategy has "evolved" over the years and I am now happy with what I am doing and plan to continue with it as I go into retirement 12/31/25. Also, being invested very little helps me sleep at night.

When I retire, I plan to rollover a small portion out of TSP to a traditional IRA trading account that lets me make unlimited transactions that occur immediately. Looking for a trading vendor that will offer low fees. I would like to day-trade an hour or two each morning. Once I am confident of my method, I can then look to move more funds from TSP to the outside account. If anyone has any suggestions on a good account, please let me know.

Hope you all have a great weekend!!!

 

[Rod]

Hi, I just noticed that my TSP account shows a gain of 6.29% for the year. Looking at my investment entries and exits I see that I was invested in stocks 50% in mid-January, 25% in March, 35% in April, 25% at end of May, 45% at end of June, 30% on last day of July until now---BUT did get out between each of those trades to go into the G fund for safety or to lock in gains. So it looks like maybe I was invested about 1/2 of the year. Those entries generated this return.

While I was not risking a lot this year, I like the return. It tells me that if I had invested 100% instead of 25-50% during these short moves, I likely could have earned close to18%. So, I may have been too conservative in my investment percentages, but I am nearly at retirement and do not want to risk too much.

I am pleased that the strategy I am now using is working well. My strategy has "evolved" over the years and I am now happy with what I am doing and plan to continue with it as I go into retirement 12/31/25. Also, being invested very little helps me sleep at night.

When I retire, I plan to rollover a small portion out of TSP to a traditional IRA trading account that lets me make unlimited transactions that occur immediately. Looking for a trading vendor that will offer low fees. I would like to day-trade an hour or two each morning. Once I am confident of my method, I can then look to move more funds from TSP to the outside account. If anyone has any suggestions on a good account, please let me know.

Hope you all have a great weekend!!!

I rolled over my TSP a few years ago to Charles Schwab. Although there are many options out there, I am pleased with it and the ThinkorSwim (aka, "TOS") trading platform. Although I do day trade on occasion, I am mostly a swing trader. Unless you are already educated about trading, to include being familiar with technical analysis, I would advise that you study it well ahead of the rollover. Also, TOS has "paper trading" where you can practice in real-time without placing anything at risk. Then you can move on to the real thing. In the meantime, join Schwab and download TOS to become familiar with it... and see if you like it. BTW, I do all of my trading on the "Desktop" version. There are 3 versions- Web, Desktop, and then the Mobile version:

Charles Schwab

These are some books that I recommend to get you started with trading...

 

[tsptalk]

If anyone has any suggestions on a good account, please let me know.

I've had a Fidelity account for so long and have been happy with it for what I do... swing trades, occasional day trades, crypto, that I haven't felt a need to look elsewhere.

Very fast transactions, good fills, fair app, no commissions. No futures trading, if you're considering that.

Other brokers may be better in different ways, but so far I haven't felt like I'm missing anything.

Good luck!

 

[Rod]

I've had a Fidelity account for so long and have been happy with it for what I do... swing trades, occasional day trades, crypto, that I haven't felt a need to look elsewhere.

Very fast transactions, good fills, fair app, no commissions. No futures trading, if you're considering that.

Other brokers may be better in different ways, but so far I haven't felt like I'm missing anything.

Good luck!

Fidelity was on my short list until I discovered that it did not offer the Coverdell Education Savings Account (ESA). It has unlimited investment options as opposed to a 529. Therefore, that's what I wanted for my daughter.

 

[DreamboatAnnie]

Hi Tom and Rod, Thank you so much for the information! I will definitely open a TOS to practice the trading at Charles Schwab. I do love the no fees to trade at Fidelity. I will look at fees by Charles Schwab. Thank you again as this is much appreciated !!!

 

[DreamboatAnnie]

Good morning, Here are the daily charts before noon IFT cut off. Best wishes to you all!