Hi: I'm back after several years of inactivity (on TSP Talk), and I finally retired 2/2012 with 33 yrs (how the heck I did that, I'll never know)!! After a "one time no penalty withdrawal" a nice balance remains in the TSP. As you all know, I cannot add to my TSP account, but I'm now looking to move the balance around for maximum interest growth. All I can say is that nothing beats setting ones own agenda and schedule.