squalebear,
Would you mind posting those rules here? I doubt many people have seen the part you PM'd to me. I had never heard them so it should probably be discussed. Thanks!
Tom, If this gives all the membership a better idea of their abilities, then
I'm down right honored you asked and I'd be happy to share this information !
THE TSP's DOCUMENTED GENERAL RULES:
First, when the TSP Board decided to place restrictions on unlimited IFT's
they documented some general rules. (2) Unrestricted moves to any fund,
then, only back to the (G) Fund. Not all at once, but you could actually
move small percentages back to the (G) as often as you'd like. You just
can't move your money out of the (G) and go back into the Risk Funds
until the following month.
THIS IS "NOT" ENTIRELY TRUE ! ALTHOUGH I'VE POSTED THIS INFORM
WITHIN MY THREAD IN THE PAST, I'VE BEEN ASKED TO SHARE SOME
OF MY FINDING WITH THE MEMBERSHIP. IT'S MY PLEASURE TO DO SO.
SOME OF THE OLDER MEMBERS HAVE SEEN THIS INFO BEFORE, BUT
IT IS MY HOPE THAT NEWER MEMBERS WILL BECOME MORE AWARE
OF THEIR IFT CAPABILITIES. WITH THAT SAID, HERE YOU GO;
WHAT THE TSP WEBSITE DIDN'T TELL YOU ABOUT IFT's:
The software that the TSP utilizes to determine whether you can make
a IFT during the month, utilizes whole percentages and not fractional
percentages. However, you'll find that your account balances change
each day. In turn, so does your Fund Percentages change. When you
check your account balance, you might see that you have 74.02% in
the (G) and 25.98% in the (F) Fund. Because of the limitations of the
software (among other reasons) this can and has worked in my favor.
I currently have no more unrestricted IFT's left. Lets make believe the
above percentages were true for my account. The TSP Website says
I can only go back to the (G) Fund.
TOTALY UNTRUE ! I can submit a
IFT that looks something like this; 74%(G) and 26%(F) and it will be
accepted. In essense. I moved 0.98% out of the (G) and moved it to
the (F) Fund. Why? Because my IFT was moving less then <1% at a
time and the software looks at only whole numbers. Alls I did was
round up the (F) Fund and round down the (G) Fund. In turn, I moved
more money out of the (G) and put more money in the (F) Fund. This
is not explained within the walls of the TSP Website, but I've done so
on just a few occassions. Moving smaller then <1% into another Fund
isn't all that beneficial in the way of gains, however, some of our TSPtalk
members have huge balances and might find this information useful. If
you take notice of my MTD IFT's on the Automated Tracker, you'll see
that I used 5 so far in September. You'll also see that I upped my (F)
Fund in the same manner as described above. This action "IS" playing
within the rules and limitations that the TSP Website have allowed. The
problem within the Automated Tracker comes into play when TSPTalk
starts to see IFT's that are greater then >1% after reaching the 2 move
limit.
In closing, If you see that someone has made a 2% move to the risk funds
(after reaching the limit), we have a problem. But I could have as many as
31 IFT's in one month and still be within the rules. I hope this helps every
single member understand their TRUE abilities with concerns to their IFT's.
I'm not saying that this capability is all that useful, but it does exist and
everyone of you have the right to know. The TSP Website has other goals
in mind and probably found this information confusing to the average TSP
investor and against their goals to lower the amount of IFT's being made
by devients such as myself. Long Live The Freedom Of Choice ! 
