Are TSP Goals Achieved

[Spaf]

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Addendum:

A lady visited our office and we got to talking about TSP and investments.

Herself and her husband are both government employees. I would guess that both are around the GS-12 to GS-13 range. They are generally with the G-fund, and other funds as advised. Every quarter they meet with their financial advisor to review their allocations. The financial advisor charges them $3xx.xx, per visitto do this.

Rgds :* Spaf

 

[Ed]

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Dennis,

Trying a paid advisory service this year (first time) and up 4.95% YTD. Out of curiosity, I'm tracking the return against TSP Talk and my old strategy (55% (C), 15% (S), and 30% (I)):











Paid Advice
Non-Paid
My Old Strategy






2004 Close




30-Sep-05










4.95%
0.79%
5.43%

Considering that we've been on average 50% in G Fund the return isn't too bad and the risk was low too when compared to 100% in C Fund. So far sastifified, but, we'll see ifpaid advisory serviceworksoutin the long haul.

Ed

 

[bkrownd]

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Spaf wrote:

Every quarter they meet with their financial advisor to review their allocations. The financial advisor charges them $3xx.xx, per visitto do this.

I am in the WRONG line of work! :shock::shock:

bkr

 

[Dave M]

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I was lazy -- 5% for a few years, then 10%, then moved a little into stocks, etc. Only recently have I maxed it out. I never really paid much attention to it until all of a sudden I had some real dough in there. Afteralmost 20 years, 1987 to 2005, I am pushing 200K. It could easily be half again that amount, and I was inthe modest GS-9 neighborhoodfor much of that time.

Dave