The stock market is ripe for a downtrend once inflation rockets higher & interest rates take off. The FED may not be able to control market slide. A summer slide will begin soon. I would suggest that you follow AudoTrack leaderboard here: https://www.tsptalk.com/tracker/tsp-tracker.php & individual movements here: https://www.tsptalk.com/tracker/tsp_user_record_all.php That would keep you on track. If your not in TSP Roth & you are not close to retirement...that would be good move to make. Even though you are taxed up front....the money that is in the TSP Roth is tax free from there out to retirement. What is really cool...you don't pay taxes on the growth of the TSP Roth either. Great news. You can be sure taxes will rise in the future so that is a great vehicle to avoid taxes eating up your TSP Roth payouts in retirement.