Not investment advice, but diversify into the MFW folks to allocate risk. I went into a gold fund approximately 18 month ago. There are great funds for bulls and bears. In fact, if you think the war will go on there are leveraged 3x bear funds. You all need to get off your butts and do some research. I so regret not participating in the MFW when it first came out, but it is excellent in terms of choices. The "fund screener" sucks in that it has a bunch of ridiculous woke criteria like "sustainability", but go into areas you think are interesting and read the materials. It is well worth it.