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Transfer 11/29 for 11/30/04
- Thread starter tsptalk
- Start date
pyriel
Active member
imported post
Hello Wizards of TSP,
When i do an interfund transfers, is there a fee involve?
After doing the interfund transfer, would my monthly contributionfollow my new fund? Or do I have to change my allocationscontributions?
Please tell me if my strategy is sound. If I foresee that a market correction is about to take place (like in 2001), I will do an interfund transfer from C (where I've always been) to F or G, thus, preserving the higher value of shares from the Cfund. Future contributionwill remain inC fund tobuyshares with a lower value, allowingme to purchase more shares. Once the market starts to pickup, i'll then transfer back from F or G to C.
Am I off the wall or thisstrategy sound? I'll most likely not do this often but only with the big market corrections happening.
Hello Wizards of TSP,
When i do an interfund transfers, is there a fee involve?
After doing the interfund transfer, would my monthly contributionfollow my new fund? Or do I have to change my allocationscontributions?
Please tell me if my strategy is sound. If I foresee that a market correction is about to take place (like in 2001), I will do an interfund transfer from C (where I've always been) to F or G, thus, preserving the higher value of shares from the Cfund. Future contributionwill remain inC fund tobuyshares with a lower value, allowingme to purchase more shares. Once the market starts to pickup, i'll then transfer back from F or G to C.
Am I off the wall or thisstrategy sound? I'll most likely not do this often but only with the big market corrections happening.
G
Guest
Guest
imported post
pyriel wrote:
Don't worry about shares, ehFrizz?, I'd rather have 10 shares worth$20each than 20 shares worth $1 each. If your getting out of C because it's goingdown, do you really want your "new" money going into it? PR askedpretty much the same thing some time ago. I said at thetime, and I still do, all my "new" money goesautomatically into G where it is "safe". Once I moveback into G, then it comes with me when I leave it again.
Say for instance you contribute $100 every two weeks into your TSP. You put it automatically into the C fund. The C fund is goingdown, that is why you transfered out of it, it drops 10% in a month or whatever. That$100 is now worth $90 as opposed to atleast being $100 if you had put it in G. If you had put your balance...say $1000 into G when the C was dropping, you'dnow have $1100 to transfer back to C when it comes back up as opposed to $1090 if your contributions were going directly into C.
Does that make sense? Basically, if you're gonna move your account balance out of a fund because it's going down, why put your current contributions into it and lose money on that?
Hope this helps..........
Good luck,
M_M
pyriel wrote:
Heypyriel, I actually suggest youlook back thruwhat has been said at this site before. Just put in a "key word" in the search engine and you'llbe able to find thingsquicker and easier..
Don't worry about shares, ehFrizz?, I'd rather have 10 shares worth$20each than 20 shares worth $1 each. If your getting out of C because it's goingdown, do you really want your "new" money going into it? PR askedpretty much the same thing some time ago. I said at thetime, and I still do, all my "new" money goesautomatically into G where it is "safe". Once I moveback into G, then it comes with me when I leave it again.
Say for instance you contribute $100 every two weeks into your TSP. You put it automatically into the C fund. The C fund is goingdown, that is why you transfered out of it, it drops 10% in a month or whatever. That$100 is now worth $90 as opposed to atleast being $100 if you had put it in G. If you had put your balance...say $1000 into G when the C was dropping, you'dnow have $1100 to transfer back to C when it comes back up as opposed to $1090 if your contributions were going directly into C.
Does that make sense? Basically, if you're gonna move your account balance out of a fund because it's going down, why put your current contributions into it and lose money on that?
Hope this helps..........
Good luck,
M_M
G
Guest
Guest
imported post
Oh, BTW, your current contributions don't follow you when you make a transfer unless you move into where they are then move 100% out. Your future contributions will continue to go where you specified unless you put in a seperate request.
Oh, BTW, your current contributions don't follow you when you make a transfer unless you move into where they are then move 100% out. Your future contributions will continue to go where you specified unless you put in a seperate request.
puertorico
Member
imported post
:s
:s
smine
Member
imported post
Ditto, PR.....I down 10, S lost 2 and C down 5 even F lost one! Glad I moved mostly to S. Buy low; sell high. When I was doing well I dumped most of it. Greed gets smine losses! I'm still better off than Friday's gains by a small amount. The International funds are open and look mixed. Maybe stick with S and I. Will decide tomorrow.
Ditto, PR.....I down 10, S lost 2 and C down 5 even F lost one! Glad I moved mostly to S. Buy low; sell high. When I was doing well I dumped most of it. Greed gets smine losses! I'm still better off than Friday's gains by a small amount. The International funds are open and look mixed. Maybe stick with S and I. Will decide tomorrow.
G
Guest
Guest
imported post
smine wrote:
Smine, you're chasing..............
smine wrote:
Bear? You mean that cub I saw today? He's such a cute little thing isn't he? Oh wait, where's there a cub, there's a momma bear huh? Cool.........
Smine, you're chasing..............
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