September 2025 Contest In Progress

[TommyIV]

September returns have been a back and forth between S and I-fund investors. After yesterday's (9/18) rally in the S-fund, it holds the best return through September at 3.53%. There are five AutoTracker members who have maneuvered an even better return this month (through yesterday).



The current leader soupykid is a name we are used to in the Last Look Report, they've held a spot among the top 10 2025 returns for some time, and their success continues this month. Yesterday they made their second IFT of September to re-diversify across the TSP stock funds.

It has been a busy month for these current top 5. One has used three IFTs, three have used 2 IFTs, and one has used 1IFT in September.

The current average allocation of these top 5 is:

G-fund - 0%
F-fund - 0%
C-fund - 30.6%
S-fund - 41.8%
I-fund - 27.6%

These top 5 are fully invested and hold allocations across all three of the TSP stock funds.

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[TommyIV]

Two trading days later and the C-fund has become the TSP fund to beat this month. This could change again, the S&P 500 lags the DWCPF and ACWX this morning.

The number of AutoTracker members who are outperforming the TSP funds for the month has grown to six. This includes four who were on the list on Friday. One of our updated September leaders is nightman who currently holds the third best return in September. nightman also holds the second-best return through all of 2025 so is a member who keeps our attention.



Speaking of mans.. troutman34 holds the best September return with six trading days remaining.

Check out the September standings to see where these September leaders are invested.

Also, get in on the Last Look Report to stay up to date on latest IFTs among AutoTracker members.

 

[TommyIV]

We’re closing in on the finish of September’s return contest with just three trading days left. This has been a month of opportunity for active investors—many AutoTracker members have stretched their returns beyond what any single TSP fund has delivered. As of today, 21 members are outpacing the leading C-fund. One is a Premium Membership, while nine are Premium subscribers.

Here are the members with the Top 10 returns so far:



Early September favored stockholders, with most of the top performers either starting the month fully invested or moving quickly into equities during the first few sessions. But over the past week, markets have clawed back some of those early gains. The investors who took profits when indices looked stretched are the ones still holding elevated returns. Now, 15 of the 21 outperformers have shifted heavily defensive, with 80% or more of their TSP parked in the G-fund.

Leading the September contest is houtexan (a Premium member), clinging to a razor-thin 0.01% edge over troutman34. Unlike most of the leaders, troutman34 remains aggressive—one of just three among the 21 still fully invested in stock funds.


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September Standings for Non-Premium Members
September Standings for ALL Members - Including Premium

 

[TommyIV]

This is where we left on Friday in the September standings:




troutman347 has a healthy lead with two trading days left, including today. They currently hold 100% C-fund, but their allocation is not a fair representative of the leaderboard. Among the top performers, only one other member—soupykid—ended Friday both fully invested in stocks and ahead of the C-fund’s return.

The remaining ten members* outperforming the C-fund in September hold an average of 94.5% in the G-fund and 4.5% in the F-fund. These members have stretched their September returns by avoiding the late sag in the September stock performance. They will be on the sidelines for whatever the market brings in the final day tomorrow.

The top 5 returns will win a prize from the September AutoTracker Contest.


*Doesnt' include Premium Services

 

[TommyIV]

Eleven members have outperformed the C-fund coming into the final day of the month. The top 2 both hold 100% stock funds. Their remaining contenders hold none.



troutman34 sits in 100% C-fund and has enough of a lead that their spot at top seems secure unless the bottom falls out from the S&P 500.

soupykid, a top 5 member in the 2025 standings, is less secure in holding a prize spot amongst the top five of September. They hold 34% of their allocation in the S-fund which is down 1.0% with fifteen minutes until the IFT deadline.