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Post Your "12-Month Personal Rate of Return"
- Thread starter Rogue
- Start date
Boghie
Well-known member
Re: PIP
Good point RMI...
I was thinking in terms of the S&P500 since 1871 (10.56%) and since I started investing in 1994 (9.71%)..
However, I think someone who continued to plow money into the falling knife (given that they are buying into the falling equities) would end up with about an 8% return.
Timing the big moves in that chart would have given a chap a very nice return - regardless of whether the chap made any moves outside the two big ones. I managed not to lose much in 2001 and 2008 because I thought the market was frothy. In both cases I bailed to a very conservative allocation. There were way too many stock picking radio shows in 1999 and 2000 and way too many flip this house shows on tv in 2006 and 2007. I don't think timing those two peaks was that difficult. But, finding the bottom - for me - was. Got back into equities in late August of 2001 just in time for a Black Swan. Got in too early in 2008 (after not losing anything) and lost 8% in two days - yowser.
Your question probably is regarding today. Is it to frothy? You can see I don't think so via the AutoTracker. But, I have never pierced the Top 10 for any month or any quarter or any year and am sitting in the cheap seats so far this year. But, I don't think we have a 2001 or 2008 doom coming.
I think it depends on when you enter and leave...
I am thinking that buy and hold is not all that good of an idea unless you put the money in at the bottom and take it out at the top... If you know what those are, I would love for you to share...
Good point RMI...
I was thinking in terms of the S&P500 since 1871 (10.56%) and since I started investing in 1994 (9.71%)..
However, I think someone who continued to plow money into the falling knife (given that they are buying into the falling equities) would end up with about an 8% return.
Timing the big moves in that chart would have given a chap a very nice return - regardless of whether the chap made any moves outside the two big ones. I managed not to lose much in 2001 and 2008 because I thought the market was frothy. In both cases I bailed to a very conservative allocation. There were way too many stock picking radio shows in 1999 and 2000 and way too many flip this house shows on tv in 2006 and 2007. I don't think timing those two peaks was that difficult. But, finding the bottom - for me - was. Got back into equities in late August of 2001 just in time for a Black Swan. Got in too early in 2008 (after not losing anything) and lost 8% in two days - yowser.
Your question probably is regarding today. Is it to frothy? You can see I don't think so via the AutoTracker. But, I have never pierced the Top 10 for any month or any quarter or any year and am sitting in the cheap seats so far this year. But, I don't think we have a 2001 or 2008 doom coming.
Kaufmanrider
Member
Re: PIP
Not as good as buy and hold did last year, but I met my goal of 8-12% a year.
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 12.25%.
(Your PIP is posted by the 3rd business day of each month.)
[/TD]
[/TR]
[/TABLE]
Not as good as buy and hold did last year, but I met my goal of 8-12% a year.
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 12.25%.
(Your PIP is posted by the 3rd business day of each month.)
[/TD]
[/TR]
[/TABLE]
KneednDough
Member
Re: PIP
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"][/TD]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is -0.94%.
(Your PIP is posted by the 3rd business day of each month.)
Total disappointment.
Last year I started being out of the market 100%. I kept anticipating a pullback that didn't transpire until I finally decided to get in. I told myself to be 100% invested in S fund for January and not to get out until a trend has broken. Luckily that has worked for me as I'm sitting at the top of the Autotracker at #32 with 7.34% YTD. 
Not trying to toot my own horn because I don't know what I'm doing, I'm just excited to be where I'm at as last year was very frustrating for me. I spent majority of last year at the bottom 100 on the A.T. Thanks to all those that post frequently. I am on here alot reading your posts, but I don't post much because of my lack of knowledge. Here's to a good year of returns for all of us!!!
[/TD]
[/TR]
[/TABLE]
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"][/TD]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is -0.94%.
(Your PIP is posted by the 3rd business day of each month.)
Total disappointment.
Last year I started being out of the market 100%. I kept anticipating a pullback that didn't transpire until I finally decided to get in. I told myself to be 100% invested in S fund for January and not to get out until a trend has broken. Luckily that has worked for me as I'm sitting at the top of the Autotracker at #32 with 7.34% YTD. Not trying to toot my own horn because I don't know what I'm doing, I'm just excited to be where I'm at as last year was very frustrating for me. I spent majority of last year at the bottom 100 on the A.T. Thanks to all those that post frequently. I am on here alot reading your posts, but I don't post much because of my lack of knowledge. Here's to a good year of returns for all of us!!![/TD]
[/TR]
[/TABLE]
RealMoneyIssues
Well-known member
Re: PIP
I think it depends on when you enter and leave...
I am thinking that buy and hold is not all that good of an idea unless you put the money in at the bottom and take it out at the top... If you know what those are, I would love for you to share...
I think it depends on when you enter and leave...
I am thinking that buy and hold is not all that good of an idea unless you put the money in at the bottom and take it out at the top... If you know what those are, I would love for you to share...
Boghie
Well-known member
Re: PIP
argyle64,
10.11% is great. In reality it is the long term averages that count. If you hold to 10%/year you will do amazing. At 8% you will do quite well.
One thing to remember, a marvelous year like 2012 will be balanced by a crappy year like 2011. Many great years like 2010 will be partially offset by a dumper like 2008. All in all, sitting in the 'C Fund' should net you 10%. Anything over that (long term) is happy times - sometimes called alpha. You just have to remember that the S&P500 (C Fund) bounces around a lot. That is why it might be best to accept a lower return for a more smooth ride.
argyle64,
10.11% is great. In reality it is the long term averages that count. If you hold to 10%/year you will do amazing. At 8% you will do quite well.
One thing to remember, a marvelous year like 2012 will be balanced by a crappy year like 2011. Many great years like 2010 will be partially offset by a dumper like 2008. All in all, sitting in the 'C Fund' should net you 10%. Anything over that (long term) is happy times - sometimes called alpha. You just have to remember that the S&P500 (C Fund) bounces around a lot. That is why it might be best to accept a lower return for a more smooth ride.
99percent
Member
Re: PIP
Well, compared to mine, yeah. But there are many people here who have done better than 10.11%. That's why I'm here too. I think with the help of the good people here I can do better. Of course in the end, the decisions are yours.
This is a good place. Just poke around the site. Ask questions, people are very helpful here I've found. Good luck and again, welcome!
Well, compared to mine, yeah. But there are many people here who have done better than 10.11%. That's why I'm here too. I think with the help of the good people here I can do better. Of course in the end, the decisions are yours.
This is a good place. Just poke around the site. Ask questions, people are very helpful here I've found. Good luck and again, welcome!
Frixxxx
Moderator
Re: PIP
Some say if you beat the S&P 500 8% yearly average you are doing good. It really comes down to your expectation and goals.
Re: PIP
I'm assuming 10.11% is good????
My PIP last year was 6.17. You're a freakin' genius!
I'm assuming 10.11% is good????
99percent
Member
Aviator_Guy
Member
Re: PIP
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 20.24%.
(Your PIP is posted by the 3rd business day of each month.)
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 20.24%.
(Your PIP is posted by the 3rd business day of each month.)
SteelSaving
Member
Re: PIP
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 12.37%.
(Your PIP is posted by the 3rd business day of each month.)
Almost 6% over last year. Planning to do better.
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 12.37%. (Your PIP is posted by the 3rd business day of each month.)
Almost 6% over last year. Planning to do better.
Viva_La_Migra
Well-known member
Re: PIP
2011: 15.99%
2012: 7.36%
Goal for 2013: 12%
Good luck everyone!
2011: 15.99%
2012: 7.36%
Goal for 2013: 12%
Good luck everyone!
jpcavin
Well-known member
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"][/TD]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 15.74%.
(Your PIP is posted by the 3rd business day of each month.)
[/TD]
[/TR]
[/TABLE]
Good enough. I'll take it!
HAPPY NEW YEAR everyone!
[TR]
[TD="class: alignLeft"][/TD]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2012 is 15.74%.
(Your PIP is posted by the 3rd business day of each month.)
[/TD]
[/TR]
[/TABLE]
Good enough. I'll take it!
HAPPY NEW YEAR everyone!
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