Post-Retirement Talk: Discuss Strategies

[Scout333]

SSA publication re Government Pension Offset includes information on effect when applying based on spouse's SS earnings record.
http://www.ssa.gov/pubs/EN-05-10007.pdf

 

[RazorCat]

SSA publication re Government Pension Offset includes information on effect when applying based on spouse's SS earnings record.
http://www.ssa.gov/pubs/EN-05-10007.pdf

If you're under FERS, and subsequently, paid SS during your career, your retirement won't be affected negatively by applying for the FASF SS benefit.

 

[RazorCat]

Hopefully by the time you reach mandatory retirements, it won't be a bother. MRD's are not designed to drain accounts, just get the money back into circulation. The calculations are pretty much based on performance and value, to ensure that you are meeting your end of the bargain for taking advantage of the tax-deferrment.


Question, I'm reviewing the SS supplement information. I'm confused on how you can draw on your wife's SS without causing the supplement to be affected. Do you have a link?

This is the link to the Forbes article on FASF. There's a SS calculator link in it. Should be what you need.