Never a dull moment...

[James48843]

So- it looks to me like we are well into falling territory. No question now that momentum is on the down side for stocks- both in the USA, and, today, world stocks are falling as well.

Maybe the “F” fund is the place to be right now. In the last 20 years, this is one of the few times where everything is set to make the F fund stable and maybe a sight climb. If interest rates do end up falling, the F fund should be able to take advantage of it.

In my 20+ years I’ve rarely seen F be the best option, but I think that’s where we are today.

What does anybody else think of moving sone more into “F” right now? Looking for ideas for execution tomorrow.

 

[cmil1212]

So- it looks to me like we are well into falling territory. No question now that momentum is on the down side for stocks- both in the USA, and, today, world stocks are falling as well.

Maybe the “F” fund is the place to be right now. In the last 20 years, this is one of the few times where everything is set to make the F fund stable and maybe a sight climb. If interest rates do end up falling, the F fund should be able to take advantage of it.

In my 20+ years I’ve rarely seen F be the best option, but I think that’s where we are today.

What does anybody else think of moving sone more into “F” right now? Looking for ideas for execution tomorrow.

It sounded like a good idea to me last week. The real Trump “put” may be in bonds. For now. They want to lower the 10 year and have said so.


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[TommyIV]

What does anybody else think of moving sone more into “F” right now? Looking for ideas for execution tomorrow.

It could be a good place to park some money at least until these -2% days in the stock market are behind us. The average F-fund allocation among the top 100 members in the AutoTracker is 16%. The same 100 only hold 6% C-fund and 12% S-fund. Of course, that is a consequence of the F-fund being a better option than the C and S-fund over the last month and those who have held 100% F-fund all year are currently in the top 100. It also doesn't tell us much about its future performance.

Those of us who have been waiting for stocks to bounce back have been hurting as the red days continue to pile up. I agree that the F-fund looks like a decent alternative as we are unlikely to see the F-fund fall 2% in a single day and has potential for growth with recession fears likely bringing down interest rates. My caution is finding myself underexposed if stock prices change course in a hurry.

 

[TommyIV]

It sounded like a good idea to me last week. The real Trump “put” may be in bonds. For now. They want to lower the 10 year and have said so.


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That was an impressive move from today's point of view cmil. You seem to have a keen sense of the market lately, and by that, I mean your patience over the last month to not jump in to stock funds as their prices have gotten enticingly cheaper. Are you tempted at all to get back into stock funds this month?

 

[nasa1974]

It could be a good place to park some money at least until these -2% days in the stock market are behind us. The average F-fund allocation among the top 100 members in the AutoTracker is 16%. The same 100 only hold 6% C-fund and 12% S-fund. Of course, that is a consequence of the F-fund being a better option than the C and S-fund over the last month and those who have held 100% F-fund all year are currently in the top 100. It also doesn't tell us much about its future performance.

Those of us who have been waiting for stocks to bounce back have been hurting as the red days continue to pile up. I agree that the F-fund looks like a decent alternative as we are unlikely to see the F-fund fall 2% in a single day and has potential for growth with recession fears likely bringing down interest rates. My caution is finding myself underexposed if stock prices change course in a hurry.

Unfortunately, in times like this it sucks that we only have 2 moves a month. Don't go "but we have unlimited moves to the "G" fund". That doesn't count.

 

[cmil1212]

That was an impressive move from today's point of view cmil. You seem to have a keen sense of the market lately, and by that, I mean your patience over the last month to not jump in to stock funds as their prices have gotten enticingly cheaper. Are you tempted at all to get back into stock funds this month?

Very tempted to get back in. Just don’t want to be too early like Covid. But also wait too long and miss a big rally. This is probably the hardest thing to time if you happen to be in that position. Today could’ve been it but no crystal ball at noon deadline. Aug or sep 2024 lows seem like good targets for s fund. And could reach one of them today.


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[jonfresno]

So- it looks to me like we are well into falling territory. No question now that momentum is on the down side for stocks- both in the USA, and, today, world stocks are falling as well.

Maybe the “F” fund is the place to be right now. In the last 20 years, this is one of the few times where everything is set to make the F fund stable and maybe a sight climb. If interest rates do end up falling, the F fund should be able to take advantage of it.

In my 20+ years I’ve rarely seen F be the best option, but I think that’s where we are today.

What does anybody else think of moving sone more into “F” right now? Looking for ideas for execution tomorrow.

Can't remember who, but someone on the site did an analysis of C-S-I-F funds breaking down the returns and the risk (can't think of the term, so I'll use risk). Might have been Cactus? But I believe the bottom line was over 20+ years F fund did pretty good with the lowest risk. Not the same returns as C or S fund, but not 20% down years.