Monthly return rate - G

[tsptalk]

It dipped a bit but it has actually almost doubled since January:

Still relatively low, but it should move up as the Fed raises rates.

 

[nasa1974]

In 1988 the "G" fund was 8.81%.

 

[Cobra]

It dipped a bit but it has actually almost doubled since January:

Still relatively low, but it should move up as the Fed raises rates.

As of September 2022, the TSP G Fund interest rate is 3.375%[FONT=&quot].
These 3 URLs are updated Monthly
[/FONT]https://www.tspfolio.com/tspfunds[FONT=&quot]
[/FONT]https://www.tspfolio.com/tspgfundinterestrate
https://www.tspfolio.com/tspgfund[FONT=&quot]
[/FONT]

 

[nasa1974]

As of September 2022, the TSP G Fund interest rate is 3.375%.
These 3 URLs are updated Monthly
https://www.tspfolio.com/tspfunds
https://www.tspfolio.com/tspgfundinterestrate
https://www.tspfolio.com/tspgfund

The last time the "G" fund finished above 3% was 2008 at 3.75%.

 

[Boghie]

This is weird.

If the TSP Loan interest rate is still the interest return of the G-Fund, then the G-Fund interest rate is now 2.88%

You can get there via:

1. Log onto TSP
2. Select 'Savings & Retirement' from the Top/Center menu
3. Select Loans

Why is that weird???

Because, on Friday I provided this rate in another thread - and, it was 3.12% :notrust:

So, over the long weekend the interest rate on TSP loans changed - to the lower. And, perhaps, the interest rate on the G-Fund changed - to the lower. In a period of rising interest rates. Hmmmm

 

[Khotso]

This is weird.

If the TSP Loan interest rate is still the interest return of the G-Fund, then the G-Fund interest rate is now 2.88%

You can get there via:

1. Log onto TSP
2. Select 'Savings & Retirement' from the Top/Center menu
3. Select Loans

Why is that weird???

Because, on Friday I provided this rate in another thread - and, it was 3.12% :notrust:

So, over the long weekend the interest rate on TSP loans changed - to the lower. And, perhaps, the interest rate on the G-Fund changed - to the lower. In a period of rising interest rates. Hmmmm

The whole frigging site is weird. The date for my current balance shows as Sept 1 yesterday and September 2 today -- same balance. WTF? This is true every time I look at my balance. It is impossible for me to know for certain what my current balance is and when it became that amount from this site. I just don't frigging trust the site. I keep thinking "Brewsters Millions".

 

[Tsunami]

With the G fund increasing by 0.0016/day, with this formula in Excel I get an annual return of about 3.48%. Hopefully that jumps up to near 4% in October.
=(1+0.0016/17.05)^365-1
An increase of 0.0018/day would equate to 3.93%/year.

 

[nnuut]

$3.93 is better than Nothing!

 

[sean101]

it looks to me like it is still at the daily .0016 rate, as of today. Am I reading it wrong?? i saw somewhere else that the rate for Oct. was up to 4%. Is the TSP ripping us off??

 

[nasa1974]

On January 1st the "G" fund was $16.7365 per share. On September 30th it was $17.0620 per share. The "G" fund is up .33 for the year so far. It is averaging about .04 per month.

 

[tsptalk]

The G fund paid 0.0281% on Monday. It's always higher on Monday since it incorporates Sat and Sun.

Last Monday it was +0.0276%

We'll see what a Tuesday brings compared to last Tuesday.

it looks to me like it is still at the daily .0016 rate, as of today. Am I reading it wrong?? i saw somewhere else that the rate for Oct. was up to 4%. Is the TSP ripping us off??

 

[Boghie]

The annual rate of return on the G-Fund is the same as the interest rate on a TSP loan.

As of today, the interest rate on a TSP loan is: 3.38%

Remember, these rates are not lock step with FED rates. They do, however, tend to increase as bond rates increase - to remain 'competitive' or nobody would buy them. I am not certain, but I think the Treasury sets these rates. If interested, this is the rate of return our Social Security 'lock box' funds are making - although politicians have been promising benefits requiring about a +1% float to cover.

 

[Tsunami]

Today's increase in the G fund was 0.0019, a nice jump this month.

=(1+0.0019/17.06)^365-1 = 4.15%

 

[sean101]

Hey now !!!!

 

[cmil1212]

Today's increase in the G fund was 0.0019, a nice jump this month.

=(1+0.0019/17.06)^365-1 = 4.15%

Not bad at all.


Sent from my iPhone using Tapatalk

 

[tsptalk]

Today's increase in the G fund was 0.0019, a nice jump this month.
=(1+0.0019/17.06)^365-1 = 4.15%

That was +0.0111% vs. last Tuesday which was +0.0094%, so it is going up.

As to the other part of your post... :blink:

 

[Tsunami]

For November, looks like the G fund share price is gaining 0.00195 per day on average, which works out to 4.24% for a full year at that pace.

 

[James48843]

What kind of daily return is the G fund given now that interest rates have crept higher? Are we around 5% now? We should be.


Sent from my iPhone using TSP Talk Forums

 

[tsptalk]

Based on yesterday's gain of 0.0103%, that's about 3.75% for a full year

 

[tsptalk]

Current Loan rate 3.625%

Annuity rate 3.950%