Migration to the I-fund

[TommyIV]

Over the past couple of weeks, the I-fund has delivered gains while the C- and S-funds have declined. In the Last Look Report, we’ve consistently watched IFTs being put to use as AutoTracker members add I-fund exposure to their TSPs.

From January 16 through yesterday, the I-fund is up 2.54%, while the C- and S-funds are down 0.29% and 2.81%, respectively.

During that stretch, 124 non-Premium AutoTracker members have made at least one IFT. Of that group, 75 increased their I-fund exposure, lifting the group’s average I-fund allocation by 27.6 percentage points.

Meanwhile, allocations to each of the other TSP funds declined on average among these 124 members. The largest reduction came from the G-fund, where allocations fell by an average of 11.2 percentage points.

It's wisely pointed out that past success does not equate to future success. But the once overlooked emerging markets fund is getting harder and harder to ignore.

 

[JPH543]

My observations for the new 2025 I fund is that it just seems to have less volatility which can be favorable even ignoring the fact that it had a amazing year last year. Its just a unique fund that can do its own thing when the others disagree. There are additional considerations of course being an international fund but its like the I fund is finally a viable buy and hold long term investment as it covers so many bases large, mid and small caps and so many companies around the world. I will admit it is a little more tricky to time and high/low compared to the other funds from what I am a seeing. It's value and market adjustments make it more challenging to get a crazy dip buy swing for example. Overall its seems to be a really appealing fund right now where as the old I fund was never really like that.