Maui's Account Talk

[pmaloney]

Sounds like a good plan. Good luck and may Santa bring us and even merrier Christmas and a Happy New Year!

 

[maui21ice]

Holding onto the stocks for a few more days while it's high. Hoping it's a good push here to close out 2014, and start 2015. I'm not making a 100% promise, but I'm thinking of IFTing to the G or F on Friday January 2nd if this next week shows a lot of gains. Just in-time to "safe house" my money and let the stocks drop back a bit.

Merry belated Christmas to all, and may your New Years be blessed!

 

[maui21ice]

Going to test out a seasonal approach on this tracker. In my real life TSP, I'm still C-fund for another day or 2, but on here I am going F-fund for the month to cap off the Santa Rally and the usual slow start of the new year in stocks. Hoping for another positive year!

Real world - 100% C
TSPtalk - 100% F (COB January 1)

 

[maui21ice]

Moved F-fund on here, but went G-fund in my real TSP account.

 

[maui21ice]

Sitting at #49 on the leaderboard right now, which is of course the highest I've been since signing up, but only 3 or 4 days into the trading year, I won't hold my breath quite yet! Just missed out on the top spot by being a day in the C-fund to start 2015 off. Can't say I'm angry though, my next move into the S fund is where I'm hoping to make a good jump.

 

[maui21ice]

Been slow growing in the G-fund real life, and an ok move to the F-Fund since the start of the month on here. Thinking of going Real World 100% S-Fund this friday the 23rd so it's all set for next week. On here, I'm going to hold strong to the F-fund until the start of February and then maybe a switch over to the G 'til March.

 

[OBGibby]

Why not just put your real moves on the AutoTracker?

 

[maui21ice]

Why not just put your real moves on the AutoTracker?

I'm considering it, I was using the AutoTracker to test out a Seasonal approach I was considering and seeing how well it stacked up to my un-experienced move decisions. Last year was my first full year in TSP and I came out -6% Real world. I joined here in August and started my AutoTracker in mid-October and ended with +7% gains. So I guess mostly trying to experiement a bit.

 

[OBGibby]

Okay, makes sense.

 

[maui21ice]

Moving to 100% S-fund at the COB Friday the 23rd, to be all in on Monday the 26th. Was hesitant in making the choice for over the weekend, but decided I need to learn patience, and hoping tomorrow will be somewhat of a down day following whatever happens this afternoon.

So after tomorrow, 100% S-fund. Real world and on the AutoTracker.

 

[maui21ice]

Happy with the move so far, but know it's early.

Currently in 45th place on the AutoTracker. Pretty pumped actually, since it's out of over 1100 people. Motivation to hold strong through the rest of the year!

COME ON S-FUND!!

 

[nasa1974]

Happy with the move so far, but know it's early.

Currently in 45th place on the AutoTracker. Pretty pumped actually, since it's out of over 1100 people. Motivation to hold strong through the rest of the year!

COME ON S-FUND!!

Good moves. Good luck.

 

[maui21ice]

Didn't think I was going to get my IFT in in-time, but went from 100% S-fund to 100% F-fund COB today. With the S-fund sitting over $36 a share, gonna see if things drop a bit here and there and try to buy low end of the month/beginning of March.

 

[maui21ice]

Should have stayed in 1 more day and taking ther 1+% gain that the S-fund had today. Guess ya can't be right all the time... :/

First day in the F though, I guess if I take a loss, I'm glad it was only -.05%.

Here's to hoping Stocks go down so I can buy back in low!

 

[maui21ice]

Weird F-fund gains/losses so far since I IFT'd to it. Still think the Stocks won't do so hot right now, but kinda wish I would have went to the G instead of the F. No regrets though. Hopefully work my way back to positive before I sell F to get back into S/C. Positive 1.16% for the month so far, so I'm happy.

 

[maui21ice]

Not really sure what to think of the market right now. I know once March hits I want to get back into the S-fund, so with how weird the F-fund has been after it's great January, I'm going 100% for the rest of the month.

 

[maui21ice]

Went 100% S-fund the beginning last week right after a pair of +1% loss days in that fund. I think one more big day of losses hit me, but a few nice days of gains has me sitting just a tad negative. Looking to make money while young, so no time to spend my precious months in the G.

 

[maui21ice]

Liking the strong string of days by the S-fund. I think I'm around 3% for the year so far, but know the S-fund is busting at the gut at almost 39 cents a share right now. Is this where my patience is tested and I stay in the S, or do I bail to catch a good pullback? Hmmm... Mo' money, mo' problems.

 

[maui21ice]

Pondering if the S is going to take off even higher or start to dwindle away since it's had a good run lately. Hear talks of a 10% swing one way or another possibly coming soon, so thinking of just risking it and staying all-in 'til May/June-ish time frame.

 

[maui21ice]

I currently put 8% of my pay into the TSP, with a Gov't match of 5%. I get a decent pay raise in October and am wondering if I should bump my contributions up another 3% to 11% total plus the 5% match, OR keep it at 8% and just add maybe more $$ to my Roth IRA I have through USAA. I was thinking of instead of bumping up the TSP, just to throw in an extra $200 into the ROTH to try and max out my ROTH every year 1st before anything else.