Hello! I am a USACE employee and have been contributing to the TSP for almost 14 years now. I've pretty much been set it and forget it with my TSP account but I want to get more involved now and maximize my investments the best I can. I'll admit up front that I know NOTHING about the market so I'm hoping that the knowledgeable folks can teach me a thing or two.
My current account distribution is 39.42% G Fund, 36.47% S Fund, and 24.11% I Fund. My current contribution allocation is 50/50 between the S and I Funds.
The reason for such a high amount in the G Fund is because I freaked out a couple of years ago when the market was floundering so I dumped everything into something I knew wouldn't have a negative gain. I would like to move everything from the G Fund into something with higher earning potential but not until the time is right. I hope that by reading these forums I will learn when that is!
My current account distribution is 39.42% G Fund, 36.47% S Fund, and 24.11% I Fund. My current contribution allocation is 50/50 between the S and I Funds.
The reason for such a high amount in the G Fund is because I freaked out a couple of years ago when the market was floundering so I dumped everything into something I knew wouldn't have a negative gain. I would like to move everything from the G Fund into something with higher earning potential but not until the time is right. I hope that by reading these forums I will learn when that is!
