learning the ropes !

[cmf-jay]

hey i am a newbie here , anyone interested in helping out a newbie? i have a bit of insight but want more . i also have lots of questions. right now i am hot on the i and s . however correct me if i am wrong , i am thinking that when the medical bill is going to announced that it will take a fall again . my question is at that piont what is better to ift to the f or the g ? please help and correct me if i am wrong !

 

[tsptalk]

Hi cmf-jay! I do believe the recent run up in stocks was somewhat triggered by the increasesd lack of enthusiam for the health care bill, so you are probably correct - if the bill does pass, look for a drop. The question is, will it pass?

 

[Guest2]

Hi cmf-jay and Welcome Aboard !

Just when you think the Stock Market will go a certain way, BANG, it does the opposite. Your going to find a wide variety of opinions and answers to your questions. Here goes mine ! I've always found the (F) Fund one of the hardest TSP Funds to figure out and rarely one to give out any significant returns. Even with AGG dropping within the $101 per share area, the (F) Fund (for me) is setup to disappoint should you be looking for any short term gains. Still, you have a couple more options, other then simply going to the (G) or (F) funds. Since the (F) Fund could lose you some $Cha-Ching$ anyway, how about lowering your risk in the stock funds to the point where any loss would be tolerable. Thus, keeping you in the game, just in case everyone's wrong and the market moves upward for some other unrelated reason. Heck, you could eventually find out that you beat the (G) and (F) with minimal dollars at risk. If your looking to lock-in every penny of profit that you've made, then the (G) Fund is the only way to go. I sure hope this gives you a little more to think about before making your "informed" decision. I would have added some remarks about my <1%IFT method, however, I must fly.


Best of Luck in your quest and I'll be around in the future !

 

[KevinD]

If you figure it out you are required to let us know. JK

Welcome!

 

[daf307]

Welcome Jay, I'm new as well...good luck with your funds and thanks for sharing!

 

[dannyboy]

hey i am a newbie here , anyone interested in helping out a newbie? i have a bit of insight but want more . i also have lots of questions. right now i am hot on the i and s . however correct me if i am wrong , i am thinking that when the medical bill is going to announced that it will take a fall again . my question is at that piont what is better to ift to the f or the g ? please help and correct me if i am wrong !

Welcome to the TSPCircus. You can make a lot of money or debt. Be smart, move prudently, follow your gut, pray a lot and follow the moves of the leaders on the leaderboard. :suspicious:
http://www.tsptalk.com/tracker/tsp_user_balance_all.php
Good Luck
DB

 

[James48843]

hey i am a newbie here , anyone interested in helping out a newbie? i have a bit of insight but want more . i also have lots of questions. right now i am hot on the i and s . however correct me if i am wrong , i am thinking that when the medical bill is going to announced that it will take a fall again . my question is at that piont what is better to ift to the f or the g ? please help and correct me if i am wrong !

If we knew the exact answer to that question, we'd all be doing something else for a living. The best we can do is to advise you to learn, learn, learn, and then make your own decisions as best you can.

No one knows exactly what the future holds- so all we can do is try to learn from each other, and listen to each other, and learn along the way. The path to retirement is long, arduous, and occasionally filled with potholes. Our best best is to work together to try to fill some of those potholes in.

Good luck, and welcome aboard. May you find many friends here, and learn much along the way!

 

[JTH]

Glad to have you here

Poolman post some great videos on his thread, that's a great place to get your feet wet.