L fund? New guy

:blink: L funds are not tested for a a downturn - they have not been around for long enough. Drive carefully. I suggest the Basic Typing Lessons Funds: FFF GGG , with a little stock if you really want. But I mean a little, even Lincome is 25% stocks, which may not be the best road right now.
 
:blink: L funds are not tested for a a downturn - they have not been around for long enough. Drive carefully. I suggest the Basic Typing Lessons Funds: FFF GGG , with a little stock if you really want. But I mean a little, even Lincome is 25% stocks, which may not be the best road right now.

I have been in L2010 for quite a while, and bailed to G today, first time. I am eligible to retire in August, and have had enough.
 
But the I-fund has outperformed all funds the last 4-5 yrs

Yeah but it's been beaten up pretty good this month more so than any other Fund YTD.

2040 for a newbie is the way to go. I should have probably put my money in that when they came out...the rebalancing throughout the year actually adds some extra % that you normally would not have in a target fund. That's an added bonus. Plus it's just a cruise control fund....adjusts and rebalances itself.
 
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