James48843 Account Talk

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FireWeatherMet said:
Was almost going to follow suit...you can't go wrong jumping back in when it puts you several percent above the indices, namely the top one (C should be approx 14% YTD if things close near current levels).
Your AutoTracker says 15.48 YTD, you could be in the top 10 by COB. FYI though I don't see your name on the 2021 Tracker chart???
Click to expand...

I went wrong in October 2008:D

  1. I was up 7%, moved to C/S/I
  2. The market dumped 8% that day
  3. And, then dumped another 8% the next
I was out COB on that second day - that was my earliest IFT transaction time.

So, I went from +7% to -9% in the time it took to make one back-out IFT.

I don't think this is a full blown panic, but it ain't a great time to be fully invested. Just guessing.
 
FireWeatherMet said:
Your AutoTracker says 15.48 YTD, you could be in the top 10 by COB. FYI though I don't see your name on the 2021 Tracker chart???
Click to expand...

I’m there, but you have to be a premium subscriber to see my results and positions. I’m happy as long as I can beat the best performing find each year. I’m doing that as of tonight, I think.
 
Dang.

Apparently I missed the cutoff at noon, by seconds. TSP is telling me my IFT won’t be effective until close of business Tuesday, not Monday. I literally clocked the button at 11:59 and :50 seconds, and it did not cycle through until :10 seconds later. Missed what I think would have been a $10 k bounce up tomorrow.

So now I gotta sit down and watch carefully up until noon tomorrow, just in case something changes, and I decide NOT to jump back in tomorrow.

Sigh- a minute too slow…


Sent from my iPhone using TSP Talk Forums
 
Sorry James…that is frustrating news to hear. I’m on the fence but leaning more in the direction this is just a start of large swing moves. Need to go to the charts to decide now. Tough though with outside world news influencing the charts.
 
Ugh...

We are all getting old and slow. Me faster toward old and slow than others:laugh:

I'm glad I'm not moving stuff around. I'm still invested about 1/2 in the market. I should be able to handle a decent downturn - that is, I should be able to make a move in the time a 50% equities holding allows. But, it also means I catch a decent chunk in days like today. So far the summer has just been a washing machine - which it normally is...

I'll probably go about 70% invested in November. My current allocation lets me survive the summer washouts - and, lets me survive my political bias when I should be ignoring my political bias in market investing.:rolleyes:
 
James48843 said:
Dang.

Apparently I missed the cutoff at noon, by seconds.
Click to expand...

Ugh! So ridiculous! I understand programs are 1's and 0's and there's no in between, but come on. Why would entering an IFT at 11:59:59 and 12:00:01 take an extra 24 hours for the latter? There needs to be more leeway, and more time for us to make these decisions!
 
Honestly, and I think everybody here agrees:

Why the heck is there are arbitrary cutoff time in the middle of the day (for east coasters, the morning for west coasters) to trade an IFT?​

If I want to trade in my personal brokerage account the cotoff time is THE MARKET CLOSE - not some rando time in the middle of the day. Why not regulate the days we can trade. Maybe use the last digit of your SSN. Mine ends in 9, so I can trade on the 9th, the 19th, and the 29th - but, are forbidden to trade any other day by some slugs decree. So, sayeth some dude with a long and exuberant title sitting on a throne at the top of a mountain.
 
I think it depends on how old you are. It is my understanding that if you are under 59.5 years old when you retire, you can make withdrawals from TSP with no 10% penalty which is not true for IRA. Also, some people are leaving their immediate needs (cash for next five years) in TSP to take advantage of G or L income funds?
Happy_Trails said:
Not seeing any huge advantage to leaving my account in the TSP after retirement.
Click to expand...
 
So, what are the huge advantages of the grass is always greener on the other side theory. If it is, then by all means, go for it. You, and only you, know what's best.
 
Boghie said:
Honestly, and I think everybody here agrees:

Why the heck is there are arbitrary cutoff time in the middle of the day (for east coasters, the morning for west coasters) to trade an IFT?​

If I want to trade in my personal brokerage account the cotoff time is THE MARKET CLOSE - not some rando time in the middle of the day. Why not regulate the days we can trade. Maybe use the last digit of your SSN. Mine ends in 9, so I can trade on the 9th, the 19th, and the 29th - but, are forbidden to trade any other day by some slugs decree. So, sayeth some dude with a long and exuberant title sitting on a throne at the top of a mountain.
Click to expand...
Government workers they want to get all the moves made before the end of the day otherwise they got to stay late...


Sent from my Pixel 4a using Tapatalk
 
I will be 60 soon. I wish TSP allowed you to choose the fund you want to take withdrawals from. Most if not all other companies let you choose where you want to withdraw funds from rather than taking the funds out equally from whatever funds you are holding. Many companies are just as cheap now as TSP. And of course, there is the random IFT limit wit TSP. Also, way more investment options outside of TSP to choose from as well.
 
JUST AN fyi-

Something is strange this week. My nonTSP portfolio, which includes some "normal" stocks, is acting a little strange. Stocks that normally have been doing very well, have sagged a percent or two the last couple of days. Not sure what that means, other than to say it's not the normal variations I see.

Keep a close eye on things. I don't know what it means, but it means to pay close attention. Could be good, could be bad. I'm going to be watching closely today to see where things go/.

Good luck.
 
Ok- got a bad feeling going on. Not the usual feeling- different.

Thinking we are about to have a drop. I am thinking hard about moving to safety today. Must decide before noon.
 
ok- so I see Bulllit posted that the Hindenberg Omen has returned with a vengeance- three solid hits last week. That's grabbing my attention. Rising interest rates have started. And the rise in Covid tells me that the next month is not going to be pretty. I'm expecting a sizeable down tick in the next several weeks.

If I am wrong and nothing happens, no problem.

But if it does tank- there will be a better place to buy back in later. I'm going to move to safety (50% G, 50% L income) and wait and see what happens for a while.

Enjoy your day.


I'm thinking TODAY will be higher. Next couple of days will be mixed, and the POTENTIAL for a big downside by the end of this week , or into next.

P.S.- take a look at KRAFT-HEINZE (SYMBOL KHC) today.
I 'm thinking it's a KETCHUP SIGNAL - down about 6% in this morning pre-market move. It means I'm going to check grocery sales.


If KRAFT sales are down year-0over year, that's not a good sign. Go buy some Macaroni and Cheese, and a bottle of Ketchup, and let's see what the Ketchup indicator does.
 
Last edited:
I’m greedy. Just moved everything back into stocks effective close of business tomorrow. Going 50% =C, 35% =S, and 15% =I fund.

Hindenburg still scares me. But you only live once, right?
 
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