Morning. Hoping someone can help me. I plan on retiring in 2026. I heard that when retiring you have to choose 25% survivor benefit for your spouse in order to continue to receive health insurance. If I do not choose this then I can't continue with FERS medical. I have tried to contact OPM about this issue, but could not get through because of high call volume. My husband is 73 years old and I will be 62 when I retire. I do not want to do this as we expect me to outlive him (however anything can happen).
Questions.
1. is this true?
2. What happens to the 25% survivors benefit withheld when my spouse passes away, does it get put back into my pension?
3. Is there a link or phone number where I can find any accurate information on this?
Thanks for any help/advice
Stephanie (Cookiehoo)
Questions.
1. is this true?
2. What happens to the 25% survivors benefit withheld when my spouse passes away, does it get put back into my pension?
3. Is there a link or phone number where I can find any accurate information on this?
Thanks for any help/advice
Stephanie (Cookiehoo)