F Fund?

[jamat7]

Hello all------new here and was just wondering: with the Fed pumping the $600 Billion into Treasuries the next 8 months, will this be good for the F Fund? Shouldn't this keep interest rates low, and therefore the Bond market will remain strong?

I'm retired and will probably have to start tapping into my TSP money soon. I have everything in the G fund now (2008 shook me to the core). I used to be very accepting of risk-----but not anymore.

I was thinking about putting evrything into the F fund for 2011.

Any thoughts/opinions will be greatly appreciated!

 

[Steel_Magnolia]

Hi and welcome! I'm retired too and my opinion is that you really need some of your account in equities, especially if you are going to start using your account. It's good that you aren't staying in G and using up your capital, but putting some into equities may help you to generate more and stay ahead of the game.

Other folks will undoubtedly have other viewpoints. I would suggest reading all you have time for here. There are a lot of smart folks on this message board and there is a lot of good information. If you take the time to study this MB you will start to develop an allocation that you can live with.

Good luck!

Maggie

 

[Birchtree]

jamat7,

You are late to the F fund - all the gains have been had. At some point the dollar and the Dow will correlate and move up in tandem - a stronger economy means a stronger dollar and a stronger stock market. You simply have to be in equities to make any gains during 2011 - pick your poison and let the market come to you.

 

[jamat7]

Thanks for the replies! I'm thinking about just moving into a Lifecycle fund for a 5 year withdrawal horizon.

 

[uscfanhawaii]

Congrats on your retirement! And welcome to the group!
I am also new to the boards, but have been watching for some time.
You don't say how old you are, but I bet you are looking forward to a long retirement?! And I assume you are CSRS, altho there are now FERS retirees as well. But if you are CSRS, you likely have a sizeable pension. I went to a financial seminar a few years back, and they talked about income during retirement. You know how they say subtract your age from 100, and that's how much % you should have in stocks. Well, they went a bit further and said that you should consider your pension as part of your conservative investment, so on a % basis, this would have you put a larger amount of TSP in stocks. Just something to consider....you don't want to run out of $ in retirement!

 

[nnuut]

Bye the way, those "A Holes" don't know a damn thing!:nuts: