FAB1
Market Veteran
- Reaction score
- 34
Funny, bananas seem to give most people constipation! :nuts:
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Enjoying that 0% return in the C fund?
- Thread starter rawiron1
- Start date
Funny, bananas seem to give most people constipation! :nuts:
Elgallo
TSP Strategist
- Reaction score
- 11
rotflmfao!!!!!
peterson82
Market Tracker
- Reaction score
- 8
Keep your stocks in the (G)arage... you will one day take them out, years down the road, and wished you had driven more often.
Frixxxx
Moderator
- Reaction score
- 131
Then you showed him your PIP!:blink:?
Birchtree
TSP Talk Royalty
- Reaction score
- 143
A 25 year old doesn't want any growth - he wants to accumulate shares - he just doesn't realize it. Why wish for growth if there is no base to participate. He should be happy with a $10 C fund price for the next ten years. Unfortinately as it gains in value his money will buy less and it will take him longer to gain a base - I would have empathy for how long it is going to take to grow his base.
XL-entLady
TSP Pro
- Reaction score
- 48
who?
Elgallo
TSP Strategist
- Reaction score
- 11
rotflmao
That's right, my friend. I'm into my second decade of the TSP and I absolutely love the low prices right now. Buying up as much as my $635 per pay period lets me, plus Uncle Sam's contributions. I don't plan on touching the TSP for many years to come. Let the low prices roll...
Silverbird
Market Veteran
- Reaction score
- 27
Whoa. Ok. 1999? That's the top point of the dot-com boom. Funny year to pick.
Frixxxx
Moderator
- Reaction score
- 131
They just went back ten years....no magic in their deductions. :suspicious:
Bullitt
Market Veteran
- Reaction score
- 75
Gibby this is not a knock on you, but this quote is a major pet peeve of mine. This is the golden workings by the apparatchiks and mutual fund propagandists who use up to 5% of your money (including Vanguard who are also crooks) to advertise that 'stocks perform well over the long haul'.
The PE on the S&P is now 23, hardly low. Price is an arbitrary number, it means nothing about how much a company is earning. The Dow is only 16, but then again, many of those bankrupt companies still haven't made a dime in 3 years so they don't count.
Now that the only earnings in the past year have come from either government line of credits or big banks playing around with borrowed money in the stock market, deflation should kick in shortly and give bottom feeders even lower prices in the next 6-12 months.
Boghie
Market Veteran
- Reaction score
- 363
Well, RawIron1, your math ain't working for me...
I have been investing in TSP for about 14 years now. Looking at my most recent annual statement demonstrates the value of investing in the equities funds. That statement presents the amount you (and the match) have invested into the account, and the total market value of the account as of December 31, 2009.
Suffice it to say, my market value is in excess of 3X what was invested.
That doesn't happen via long term investment in the 'G Fund'.
'Investing' in the 'G Fund' is proper in a down trending market, a crash, and as you approach retirement. That is not investing, that is capital preservation. 'Investing' in the 'G Fund' when you have decade(s) till retirement guarantees an Alpo Meal Deal retirement fund.
I have been investing in TSP for about 14 years now. Looking at my most recent annual statement demonstrates the value of investing in the equities funds. That statement presents the amount you (and the match) have invested into the account, and the total market value of the account as of December 31, 2009.
Suffice it to say, my market value is in excess of 3X what was invested.
That doesn't happen via long term investment in the 'G Fund'.
'Investing' in the 'G Fund' is proper in a down trending market, a crash, and as you approach retirement. That is not investing, that is capital preservation. 'Investing' in the 'G Fund' when you have decade(s) till retirement guarantees an Alpo Meal Deal retirement fund.
Frixxxx
Moderator
- Reaction score
- 131
I think he was mad at another member for saying something and has never been back. According to his Profile, this post (thread start) was his last. He hasn't posted since.:blink:
Boghie
Market Veteran
- Reaction score
- 363
Yeah Frixxxx - I figured that a little later. Still the conversation is worth happening...
Anyway, it is very easy to compare our fund choices. They all started at $10 per share.
And, why do folks play the little dating game with the returns. I know a 10 year stat is viable and valuable - but, folks should look a little deeper on this one. A ten year comparison matches the height of the dot.com boom with a value inside the credit bubble crash.
If we don't crash again what are these folks going to say in a couple of years when the comparison starts at the low point of the dot.com recession matched to new highs?
Anyway, it is very easy to compare our fund choices. They all started at $10 per share.
And, why do folks play the little dating game with the returns. I know a 10 year stat is viable and valuable - but, folks should look a little deeper on this one. A ten year comparison matches the height of the dot.com boom with a value inside the credit bubble crash.
If we don't crash again what are these folks going to say in a couple of years when the comparison starts at the low point of the dot.com recession matched to new highs?
Frixxxx
Moderator
- Reaction score
- 131
Perspective brother!
I keep saying set goals, but the one's who don't seem to get upset when the market bounces. I don't like it, but I'm not in "safe" mode yet!
So, those who don't heed the emotional warnings need to be careful before they post, they need a few "chill pills"!
Have a great weekend!
Hallatauer
TSP Strategist
- Reaction score
- 6
If you're comfortable and happy being in the G Fund, that's all well and good by why bash those who are in a different fund? We all have our own comfort levels and nothing wrong with that.
But let me pose a real life scenario to you. A co-worker of mine, George, started contributing to the TSP 1 1/2 years before I did at maximum contribution. All his allocation went to the G Fund and he was happy as he doesn't believe that the US stock market is a sound area to invest. OK. I started investing in the TSP at minimum 1% in 1987 and upped to to maximum contribution 3 years later. The first 5 years in the G Fund, then all into the C Fund. In July 2009 I moved all back to the G Fund as the market was gyrating due to the housing market collapse.
As of today I have double... THATS RIGHT... DOUBLE... the money in my account than he has. We're both still happy with what we have and that's OK. I just prefer to have more money to retire with. The point here is you used a top of market point to start and bottom point to end with in a 10 year period. I started investing in 1987 and won't touch it until the year 2020. By then I expect to 2 1/2 times what George has.
Good luck and be happy!
But let me pose a real life scenario to you. A co-worker of mine, George, started contributing to the TSP 1 1/2 years before I did at maximum contribution. All his allocation went to the G Fund and he was happy as he doesn't believe that the US stock market is a sound area to invest. OK. I started investing in the TSP at minimum 1% in 1987 and upped to to maximum contribution 3 years later. The first 5 years in the G Fund, then all into the C Fund. In July 2009 I moved all back to the G Fund as the market was gyrating due to the housing market collapse.
As of today I have double... THATS RIGHT... DOUBLE... the money in my account than he has. We're both still happy with what we have and that's OK. I just prefer to have more money to retire with. The point here is you used a top of market point to start and bottom point to end with in a 10 year period. I started investing in 1987 and won't touch it until the year 2020. By then I expect to 2 1/2 times what George has.
Good luck and be happy!
