Considering Premium Service

Mine is free! but I'm just barley beating the G fund this year!
Good point. No system works all the time so you have to expect subpar performance in some years. That becomes crucial the closer you get to retirement because you don't have the time to make up a loss. So check out a system's historical returns, not just last years.

And for the record, clester is already retired and I have confidence in his system as well. :)
 
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