Alternate LMBF methods

[Cactus]

The S Fund is the winner for February so there are no changes for March. All methods continue the S-Fund for March.

 

[Cactus]

Looks like the F Fund is the winner for March. That being the case the following IFTs take place before noon eastern tomorrow, 29-Mar-19:

• LMBF-1 Changes from the S Fund to the F Fund
• LMBF-1 SIM Changes from the S Fund to the F Fund
• LMBF-1 C>S Changes from the S Fund to the F Fund
• LMBF-1 CI>S Changes from the S Fund to the F Fund
• LMBF-1 G>F Changes from the S Fund to the G Fund

 

[Cactus]

Here is the monthly return as of 4/29/19:

[TD="bgcolor: #FFFF99"] Date [/TD]
[TD="bgcolor: #FFFF99, align: right"] G FUND [/TD]
[TD="bgcolor: #FFFF99, align: right"] F FUND [/TD]
[TD="bgcolor: #FFFF99, align: right"] C FUND [/TD]
[TD="bgcolor: #FFFF99, align: right"] S FUND [/TD]
[TD="bgcolor: #FFFF99, align: right"] I FUND [/TD]

[TD="bgcolor: #FFFF99"] 29-Apr-19 [/TD]
[TD="bgcolor: #CCFFCC, align: right"] 0.20% [/TD]
[TD="bgcolor: #CCFFCC, align: right"] (0.13%)
[/TD]
[TD="bgcolor: #99CC00, align: right"] 3.95% [/TD]
[TD="bgcolor: #CCFFCC, align: right"] 3.91% [/TD]
[TD="bgcolor: #CCFFCC, align: right"] 2.63% [/TD]

The C Fund is the winner for April so the following IFTs take place before noon Tuesday, 30-Dec-19:

• LMBF-1 Changes from the F Fund to the C Fund
• LMBF-1 SIM Remains in the F Fund until November
• LMBF-1 C>S Changes from the F Fund to the S Fund
• LMBF-1 CI>S Changes from the F Fund to the S Fund
• LMBF-1 G>F Changes from the F Fund to the C Fund

 

[Cactus]

The F Fund is the winner for May so all the methods are in the F Fund for June.

 

[Cactus]

Looks like the C Fund is the winner for June so the following IFTs will take place before noon Friday, 28-Jun-19:

• LMBF-1 Changes from the F Fund to the C Fund
• LMBF-1 SIM Remains in the F Fund until November
• LMBF-1 C>S Changes from the F Fund to the S Fund
• LMBF-1 CI>S Changes from the F Fund to the S Fund
• LMBF-1 G>F Changes from the F Fund to the C Fund

 

[Cactus]

The C Fund is the winner again this month. That means no IFTs this month as everything stays where it's at for August.

 

[Cactus]

Looks like the F Fund is the winner for August. That being the case all our methods should be in the F Fund in September.

LMBF-1 SIM is already there. The other methods will need an IFT to the F Fund before noon eastern tomorrow 8/30/2019.

 

[Cactus]

The Winner for September is the I Fund.

[TD="bgcolor: #FFFF99"] Date [/TD]
[TD="bgcolor: #FFFF99"] G FUND [/TD]
[TD="bgcolor: #FFFF99"] F FUND [/TD]
[TD="bgcolor: #FFFF99"] C FUND [/TD]
[TD="bgcolor: #FFFF99"] S FUND [/TD]
[TD="bgcolor: #FFFF99"] I FUND [/TD]

[TD="bgcolor: #FFFF99"] 27-Sep-19 [/TD]
[TD="bgcolor: #CCFFCC, align: right"] 0.12% [/TD]
[TD="bgcolor: #CCFFCC, align: right"] (0.59%)
[/TD]
[TD="bgcolor: #CCFFCC, align: right"] 1.35% [/TD]
[TD="bgcolor: #CCFFCC, align: right"] 0.64% [/TD]
[TD="bgcolor: #99CC00, align: right"] 3.22% [/TD]

That means the following IFTs take place before noon Monday, 30-Sep-2019:

• LMBF-1 Changes from the F Fund to the I Fund
  ​
• LMBF-1 SIM Remains in the F Fund until November
  ​
• LMBF-1 C>S Changes from the F Fund to the I Fund
  ​
• LMBF-1 CI>S Changes from the F Fund to the S Fund
  ​
• LMBF-1 G>F Changes from the F Fund to the I Fund
  ​

 

[Cactus]

The Winner for October is the I Fund once again. [TABLE="class: cms_table"][TR][TD="bgcolor: #FFFF99"]Date[/TD][TD="bgcolor: #FFFF99"]G FUND[/TD][TD="bgcolor: #FFFF99"]F FUND[/TD][TD="bgcolor: #FFFF99"]C FUND[/TD][TD="bgcolor: #FFFF99"]S FUND[/TD][TD="bgcolor: #FFFF99"]I FUND[/TD][/TR][TR][TD="bgcolor: #FFFF99"]30-Oct-19[/TD][TD="bgcolor: #CCFFCC, align: right"]0.14%[/TD][TD="bgcolor: #CCFFCC, align: right"](0.25%)[/TD][TD="bgcolor: #CCFFCC, align: right"]2.46%[/TD][TD="bgcolor: #CCFFCC, align: right"]2.63%[/TD][TD="bgcolor: #99CC00, align: right"]3.51%[/TD][/TR][/TABLE]That means the following IFTs take place before noon today, 31-Oct-2019:

• LMBF-1 Remains in the I Fund
• LMBF-1 SIM Changes from the F Fund to the I Fund
• LMBF-1 C>S Remains in the I Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Remains in the I Fund

 

[Cactus]

The Winner for November is the S Fund. [TABLE="width: 450"][TR="bgcolor: #FFEC8B"][TD]Date[/TD] [TD]G Fund[/TD] [TD]F Fund[/TD] [TD]C Fund[/TD] [TD]S Fund[/TD] [TD]I Fund[/TD] [/TR][TR="bgcolor: #9AFF9A"] [TD="bgcolor: #FFEC8B"]27-Nov2019[/TD] [TD]0.13%[/TD] [TD](0.06%)[/TD] [TD]4.02%[/TD] [TD="bgcolor: #9ACD32"]5.22%[/TD] [TD]1.64%[/TD] [/TR] [/TABLE] That means the following IFTs take place before noon Friday, 29-Nov-2019:

• LMBF-1 Changes from the I Fund to the S Fund
• LMBF-1 SIM Changes from the I Fund to the S Fund
• LMBF-1 C>S Changes from the I Fund to the S Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Changes from the I Fund to the S Fund

 

[Cactus]

Here is the monthly return as of 12/30/19:

[TABLE="width: 450"]
[TR="bgcolor: #FFEC8B"]
[TD]Date[/TD]
[TD]G Fund[/TD]
[TD]F Fund[/TD]
[TD]C Fund[/TD]
[TD]S Fund[/TD]
[TD]I Fund[/TD]
[/TR]
[TR="bgcolor: #9AFF9A"]
[TD="bgcolor: #FFEC8B"]30-Dec-2019[/TD]
[TD]0.15%[/TD]
[TD]0.01%[/TD]
[TD]2.71%[/TD]
[TD]1.83%[/TD]
[TD="bgcolor: #9ACD32"]3.20%[/TD]
[/TR]
[/TABLE]
The I Fund is the winner for December so the following IFTs take place before noon tomorrow, 31-Dec-19:

• LMBF-1 Changes from the S Fund to the I Fund
• LMBF-1 SIM Changes from the S Fund to the I Fund
• LMBF-1 C>S Changes from the S Fund to the I Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Changes from the S Fund to the I Fund

 

[Cactus]

Well here is how the TSP Funds and the LMBF-1 systems did for 2019:

G Fund	F Fund	C Fund	S Fund	I Fund	LMBF-1	C>S	CI>S	SIM	G>F
2.24%	8.68%	31.45%	27.97%	22.47%	5.84%	2.54%	4.62%	18.11%	5.84%

It was a Buy & Hold year. You would have been better off holding any of the TSP equity funds for the year than following one of these methods.

 

[Cactus]

Here is the monthly return as of 1/30/2020:[TABLE="width: 450"][TR="bgcolor: #FFEC8B"][TD]Date[/TD][TD]G Fund[/TD][TD]F Fund[/TD][TD]C Fund[/TD][TD]S Fund[/TD][TD]I Fund[/TD][/TR][TR="bgcolor: #9AFF9A"][TD="bgcolor: #FFEC8B"]30-Jan-2020[/TD][TD]0.16%[/TD][TD="bgcolor: #9ACD32"]1.76%[/TD][TD]1.75%[/TD][TD]1.14%[/TD][TD](1.83%)[/TD][/TR][/TABLE]The F Fund is the winner for December so the following IFTs take place before noon tomorrow, 31-Jan-2020:

• LMBF-1 Changes from the I Fund to the F Fund
• LMBF-1 SIM Changes from the I Fund to the F Fund
• LMBF-1 C>S Changes from the I Fund to the F Fund
• LMBF-1 CI>S Changes from the S Fund to the F Fund
• LMBF-1 G>F Changes from the I Fund to the F Fund

 

[Cactus]

Here is the monthly return as of 3/30/2020:

[TABLE="width: 0"]
[TR]
[TD]Date[/TD]
[TD] G Fund[/TD]
[TD]F Fund[/TD]
[TD]C Fund[/TD]
[TD]S Fund [/TD]
[TD]I Fund[/TD]
[/TR]
[TR]
[TD]30-Mar-20[/TD]
[TD] 0.10%
[/TD]
[TD](0.54%)
[/TD]
[TD](10.98%)
[/TD]
[TD](20.56%)
[/TD]
[TD](13.95%)
[/TD]
[/TR]
[/TABLE]

The G Fund is the winner for March so the following IFTs take place before noon today, 31-Mar-2020:

• LMBF-1 Changes from the F Fund to the G Fund
• LMBF-1 SIM Changes from the F Fund to the G Fund
• LMBF-1 C>S Changes from the F Fund to the G Fund
• LMBF-1 CI>S Changes from the F Fund to the G Fund
• LMBF-1 G>F Remains in the F Fund

 

[Cactus]

Looks like the S Fund is the winner for April so the following IFTs will take place before noon Tomorrow, 30-Apr-2020:

• LMBF-1 Changes from the G Fund to the S Fund
• LMBF-1 SIM Changes from the G Fund to the F Fund
• LMBF-1 C>S Changes from the G Fund to the S Fund
• LMBF-1 CI>S Changes from the G Fund to the S Fund
• LMBF-1 G>F Changes from the F Fund to the S Fund

 

[Cactus]

The S Fund is so far ahead that it will be the winner for May.


That means everything stays where it's at for another month.

 

[Cactus]

Looks like the I Fund is the winner for June. That being the case the following IFTs will take place before noon Tomorrow, 30-Jun-2020:

• LMBF-1 Changes from the S Fund to the I Fund
• LMBF-1 SIM Remains in the F Fund until November
• LMBF-1 C>S Changes from the S Fund to the I Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Changes from the S Fund to the I Fund

 

[Cactus]

Here are the results for the first half of the year:

[TABLE="width: 649"]
[TR]
[TD][/TD]
[TD="align: center"]G[/TD]
[TD="align: center"]F[/TD]
[TD="align: center"]C[/TD]
[TD="align: center"]S[/TD]
[TD="align: center"]I[/TD]
[TD="align: center"]LMBF-1[/TD]
[TD="align: center"]C>S[/TD]
[TD="align: center"]CI>S[/TD]
[TD="align: center"]SIM[/TD]
[TD="align: center"]G>F[/TD]
[/TR]
[TR]
[TD]Jan[/TD]
[TD="align: right"]0.17%[/TD]
[TD="align: right"]1.91%[/TD]
[TD="align: right"](0.04%)[/TD]
[TD="align: right"](0.62%)[/TD]
[TD="align: right"](2.73%)[/TD]
[TD="align: right"](2.73%)[/TD]
[TD="align: right"](2.73%)[/TD]
[TD="align: right"](0.62%)[/TD]
[TD="align: right"](2.73%)[/TD]
[TD="align: right"](2.73%)[/TD]
[/TR]
[TR]
[TD]Feb[/TD]
[TD="align: right"]0.13%[/TD]
[TD="align: right"]1.82%[/TD]
[TD="align: right"](8.24%)[/TD]
[TD="align: right"](8.01%)[/TD]
[TD="align: right"](7.74%)[/TD]
[TD="align: right"]1.82%[/TD]
[TD="align: right"]1.82%[/TD]
[TD="align: right"]1.82%[/TD]
[TD="align: right"]1.82%[/TD]
[TD="align: right"]1.82%[/TD]
[/TR]
[TR]
[TD]Mar[/TD]
[TD="align: right"]0.11%[/TD]
[TD="align: right"](0.64%)[/TD]
[TD="align: right"](12.40%)[/TD]
[TD="align: right"](21.40%)[/TD]
[TD="align: right"](13.87%)[/TD]
[TD="align: right"](0.64%)[/TD]
[TD="align: right"](0.64%)[/TD]
[TD="align: right"](0.64%)[/TD]
[TD="align: right"](0.64%)[/TD]
[TD="align: right"](0.64%)[/TD]
[/TR]
[TR]
[TD]Apr[/TD]
[TD="align: right"]0.07%[/TD]
[TD="align: right"]1.78%[/TD]
[TD="align: right"]12.81%[/TD]
[TD="align: right"]15.81%[/TD]
[TD="align: right"]6.42%[/TD]
[TD="align: right"]0.07%[/TD]
[TD="align: right"]0.07%[/TD]
[TD="align: right"]0.07%[/TD]
[TD="align: right"]0.07%[/TD]
[TD="align: right"]1.78%[/TD]
[/TR]
[TR]
[TD]May[/TD]
[TD="align: right"]0.06%[/TD]
[TD="align: right"]0.46%[/TD]
[TD="align: right"]4.76%[/TD]
[TD="align: right"]8.79%[/TD]
[TD="align: right"]4.50%[/TD]
[TD="align: right"]8.79%[/TD]
[TD="align: right"]8.79%[/TD]
[TD="align: right"]8.79%[/TD]
[TD="align: right"]8.79%[/TD]
[TD="align: right"]8.79%[/TD]
[/TR]
[TR]
[TD]Jun[/TD]
[TD="align: right"]0.06%[/TD]
[TD="align: right"]0.63%[/TD]
[TD="align: right"]1.99%[/TD]
[TD="align: right"]4.00%[/TD]
[TD="align: right"]3.44%[/TD]
[TD="align: right"]4.00%[/TD]
[TD="align: right"]4.00%[/TD]
[TD="align: right"]4.00%[/TD]
[TD="align: right"]4.00%[/TD]
[TD="align: right"]4.00%[/TD]
[/TR]
[TR]
[TD]YTD[/TD]
[TD]0.59%[/TD]
[TD]6.08%[/TD]
[TD](3.15%)[/TD]
[TD](5.85%)[/TD]
[TD](11.08%)[/TD]
[TD]11.41%[/TD]
[TD]11.41%[/TD]
[TD]13.83%[/TD]
[TD]11.41%[/TD]
[TD]13.32%[/TD]
[/TR]
[/TABLE]
Looks like our systems are working to keep us safe this year.

 

[Cactus]

Looks like the S Fund is the winner for July. That being the case the following IFTs will take place before noon Tomorrow, 31-Jul-2020:

• LMBF-1 Changes from the I Fund to the S Fund
• LMBF-1 SIM Remains in the F Fund until November
• LMBF-1 C>S Changes from the I Fund to the S Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Changes from the I Fund to the S Fund

 

[Cactus]

Here is the monthly return as of 8/28/2020:

[TABLE="width: 450"]
[TR="bgcolor: #FFEC8B"]
[TD]Date[/TD]
[TD]G Fund[/TD]
[TD]F Fund[/TD]
[TD]C Fund[/TD]
[TD]S Fund[/TD]
[TD]I Fund[/TD]
[/TR]
[TR="bgcolor: #9AFF9A"]
[TD="bgcolor: #FFEC8B"]28-Aug-2020[/TD]
[TD]0.05%[/TD]
[TD](1.05%)[/TD]
[TD="bgcolor: #9ACD32"]7.41%[/TD]
[TD]7.06%[/TD]
[TD]5.15%[/TD]
[/TR]
[/TABLE]

The C Fund is the winner for August so the following IFTs take place before noon Monday, 31-Aug-30:

• LMBF-1 Changes from the S Fund to the C Fund
• LMBF-1 SIM Remains in the S Fund until November
• LMBF-1 C>S Remains in the S Fund
• LMBF-1 CI>S Remains in the S Fund
• LMBF-1 G>F Changes from the S Fund to the C Fund