Recent content by OBGibby

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    OBGibby's Account Talk

    2007 7.02% 2008 -36.53% 2009 29.86% 2010 13.31% 2011 -0.74% 2012 11.42% 2013 14.45% 2014 3.66% 2015 4.34% 2016 11.44% 2017 11.62% 2018 3.30% 2019 3.13% 2020 10.87% 2021 14.72% 2022 -13.50% 2023 22.53%
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    Time to Refinance Mortgage?

    When I locked in 2.25% in 2021 for a purchase I said I'll never see a rate this low again in my lifetime. Of course, I said the same thing circa 2003 when it was 7 or 8% (?). And in 2005 a little lower. Then 4% in 2011. I think my statement will hold this time, though.
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    OBGibby's Account Talk

    Year PIP A/T C Fund S Fund I Fund F Fund G Fund 20% Each Fund 2007 7.02 5.54 5.49 11.43 7.09 4.87 6.88 2008 -36.53 -36.99 -38.32 -42.43 5.45 3.75 -21.71 2009 29.86 26.68 34.85 30.04 5.99 2.97 20.3 2010 13.31 15.06 29.06 7.94 6.71 2.81 12.32 2011 -0.74 2.11 -3.38 -11.81 7.89 2.45...
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    OBGibby's Account Talk

    PIP 2007 - 7.02 2008 - (36.53) 2009 - 29.86 2010 - 13.31 2011 - (0.74) 2012 - 11.42 2013 - 14.45 2014 - 3.66 2015 - 4.34 2016 - 11.44 2017 - 11.62 2018 - 3.30
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    OBGibby's Account Talk

    PIP 2007 - 7.02 2008 - (36.53) 2009 - 29.86 2010 - 13.31 2011 - (0.74) 2012 - 11.42 2013 - 14.45 2014 - 3.66 2015 - 4.34 2016 - 11.44 2017 - 11.62
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    OBGibby's Account Talk

    TSP PIP - 11.62% TSPTalk Autotracker for 2017 is not accurate (forgot to update a change in late summer)
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    OBGibby's Account Talk

    TSP PIP +11.44% TSPTalk Autotracker +11.39%
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    OBGibby's Account Talk

    IFT effective close of business today. Moved to 60% C and 40% F. Things looking more optimistic; volume up along with the uptrend. I still think there are risks out there. Not ready to go 100% back in.
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    OBGibby's Account Talk

    IFT that was effective COB on Friday. Moved to 60% F and 40% C. Previously 40% C, 10% S, 10% I, and 40% F.
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    [$$] Tax Tips for a Down Market

    No paywall if you Google "tax tips in a down market". Go to the first hit which is the WSJ article and it's all there...
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    OBGibby's Account Talk

    ​IFT submitted today, effective close of business on Tuesday. Moving from 20% each fund to: C - 40% S - 10% I - 10% F - 40%
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    NEED TSP ADVICE OR INSIGHT--- About to Retire in about 5 Years!

    You've got some time but personally I'd be a bit conservative. 60/40 wouldn't be bad, or the 20% each Fund.
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    Tsunami's Account Talk

    Unbelievable...Should be a warmer in Charlotte on Sunday. That should be a great game.
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