November was a strong month for S-fund investors, with the fund gaining an impressive 11.97%, nearly matching the best yearly return of 2022. However, the path to this gain wasn’t smooth. The fund experienced a notable 3.1% drop between November 12th and 15th. The top four November performers on the TSP Talk AutoTracker capitalized on this volatility, moving out of stocks (primarily S-fund) early in the month and shifting into safer options like the G or F-fund. They then repurchased stocks after prices fell, enabling them to outperform the S-fund’s already stellar return. This highlights the value of staying flexible and strategically responding to market trends in building an effective TSP investment strategy.
DWCPF: The benchmark index for the S-fund
Here are the weekly, monthly, and annual TSP fund returns for the week ending November 29:
November saw ten TSP Talk AutoTracker members outperform the S-fund, with MacDaddy leading the pack at an impressive 15.58%. This standout performance came from well-timed interfund transfers (IFTs) in mid-November, which I reviewed in detail last week.
Want to be involved in 2025? Start your own TSP Talk AutoTracker account for free and establish your allocation before Noon ET December 31st.
Holding the S-fund throughout November was a strong strategy, with 109 non-premium members earning the 11th best return at 11.97%. In contrast, the C-fund returned 5.87% for the month, less than half the S-fund’s gain. AutoTracker members holding 100% C-fund through November tied for the 331st best return for the month. While the C-fund has been 2024’s top-performing TSP fund at 28.03%, the S-fund is closing in with a 25.80% return year-to-date.
Outperforming the C-fund for the year has been a challenge for most investors, but November shifted the dynamic. On November 7th, only six members had a higher 2024 return than the C-fund. By the end of the month, that number grew to 22, with the S-fund playing a pivotal role in boosting their annual performance. These top investors’ average fund allocation reflects this strategy:
Stay updated on the strategies of top performers by subscribing to the Last Look Report, featuring IFTs from leading members and insights from the TSP Talk AutoTracker community. More info here.
Thomas Crowley
(TommyIV)
Writer of the Last Look Report
Weekly Wrap-Ups Archive
The legal stuff: This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. We may trade these funds differently than discussed above. We use additional methods and strategies to determine fund positions.
DWCPF: The benchmark index for the S-fund
Here are the weekly, monthly, and annual TSP fund returns for the week ending November 29:
November saw ten TSP Talk AutoTracker members outperform the S-fund, with MacDaddy leading the pack at an impressive 15.58%. This standout performance came from well-timed interfund transfers (IFTs) in mid-November, which I reviewed in detail last week.
Want to be involved in 2025? Start your own TSP Talk AutoTracker account for free and establish your allocation before Noon ET December 31st.
Holding the S-fund throughout November was a strong strategy, with 109 non-premium members earning the 11th best return at 11.97%. In contrast, the C-fund returned 5.87% for the month, less than half the S-fund’s gain. AutoTracker members holding 100% C-fund through November tied for the 331st best return for the month. While the C-fund has been 2024’s top-performing TSP fund at 28.03%, the S-fund is closing in with a 25.80% return year-to-date.
Outperforming the C-fund for the year has been a challenge for most investors, but November shifted the dynamic. On November 7th, only six members had a higher 2024 return than the C-fund. By the end of the month, that number grew to 22, with the S-fund playing a pivotal role in boosting their annual performance. These top investors’ average fund allocation reflects this strategy:
G-Fund: 18.2%, F-fund: 2.3%, C-fund: 23.4%, S-fund: 54.3%, I-fund: 1.8%
Premium Member AutoTracker Standings
Premium Member AutoTracker Standings
Stay updated on the strategies of top performers by subscribing to the Last Look Report, featuring IFTs from leading members and insights from the TSP Talk AutoTracker community. More info here.
Thomas Crowley
(TommyIV)
Writer of the Last Look Report
Weekly Wrap-Ups Archive
The legal stuff: This information is for educational purposes only! This is not advice or a recommendation. We do not give investment advice. Do not act on this data. Do not buy, sell or trade the funds mentioned herein based on this information. We may trade these funds differently than discussed above. We use additional methods and strategies to determine fund positions.
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