TSPinWV's Account Talk

[TSPinWV]

I'm just getting my account established in the Forum. My first posting today shows 100% F-fund - I've actually been in the F-fund since COB 18April08.

Enjoyed a nice 4.5% gain in the C-fund prior to that.

YTD is finally back in the black at +1.04% YTD as of COB 28April. I'm looking to get back in the market after the next drop. :suspicious:

 

[Guest2]

I'm just getting my account established in the Forum. My first posting today shows 100% F-fund - I've actually been in the F-fund since COB 18April08.

Enjoyed a nice 4.5% gain in the C-fund prior to that.

YTD is finally back in the black at +1.04% YTD as of COB 28April. I'm looking to get back in the market after the next drop. :suspicious:

Your choices have served you well.
Good Luck and Welcome to the Madness:nuts:

 

[TSPinWV]

I have a question about interfund transfer strategy: Where's the best place to be as of the 1st of any given month? :nuts:

Obviously, the best place to be is based on market conditions , but in terms of 2 transfers per month, where's the best place to start the month?

I see a lot of folks making sure they are in the G-fund by the end of the month. I prefer to be in the market (C,S,I). That way I get one move out of the market, and a second move back into the market if there's an opportunity to do so. That still leaves a "safety net" move back to G-fund if I need to bail out.

(I guess it also depends on whether or not a move to the G-fund counts as one of my 2 moves per month :blink: )

Ideas? Opinions?

 

[Birchtree]

I simply can't remember personally ever being in the G fund.

 

[Silverbird]

Right now I think a lot of people are in "G" simply because of the market conditions, not as an overall strategy.

 

[luv2read]

I have a question about interfund transfer strategy: Where's the best place to be as of the 1st of any given month? :nuts:

Obviously, the best place to be is based on market conditions , but in terms of 2 transfers per month, where's the best place to start the month?

I see a lot of folks making sure they are in the G-fund by the end of the month. I prefer to be in the market (C,S,I). That way I get one move out of the market, and a second move back into the market if there's an opportunity to do so. That still leaves a "safety net" move back to G-fund if I need to bail out.

(I guess it also depends on whether or not a move to the G-fund counts as one of my 2 moves per month :blink: )

Ideas? Opinions?

The new rule is a "2+G" rule. You get two unrestricted moves into and out of any fund you want, INCLUDING G, and unlimited moves INTO G after you have used your two unrestricted moves. In other words, once you have moved twice, thereafter you are restricted to moving only INTO G, but you can DCA or move 100%. If you move 100% IN, you are stuck if it's your 2nd move of the month.

So if you move into G May 1, that's 1. Move out, even 1%, to any fund, that's 2. Thereafter, you can move only INTO G.

May 1 C/S/I > 100%G = 1 IFT
May 5 > 10%G/20%F/30%C/10%S/30%I = 1 IFT

From here you can move only into G - as many times as you want. You can DCA or 100%. IMO it's better to be all in G at the end of the month, then you have two moves into the other funds as of the first.

 

[Guest2]

Just as luv2read wrote, there's new rules that have been put in place
and I believe you'll find almost everyone looking for a new stategy.

You'll read about Interest Rates, Economic Reports, Earnings Reports
P&F Charts, Moving Averages, Market Resistance and a ton of other
stuff before making an informed decision. Some inexpensive Premium
Services are also available to you on the Homepage of TSPtalk. Put
in the time to do your homework and know the new rules. You'll find
it both interesting and profitable. Heck maybe a little fun too !

 

[Braveheart]

I simply can't remember personally ever being in the G fund.

That is a classic line. One of the best lines I have seen on this board. I just laughed as I read it - too funny

 

[TSPinWV]

I moved to 100% I-fund today, effective COB 9 May 2008. I hope everyone has a great weekend!

 

[luv2read]

I simply can't remember personally ever being in the G fund.

That is a classic line. One of the best lines I have seen on this board. I just laughed as I read it - too funny

Ummm...I think when TSP was created...all there was....was G fund???

 

[jimijr]

Congratulations

...on being the only person on the board who beat all the funds for the year, starting 1/1/09.

By way of contrast over 100 members were beaten by all the funds, tough to do!