It could be that they are not worried, since they have a captive audience for a good 20 - 30 years with new recruits every day. For that captive audience, there is little competition.
Waltj
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TSP Expense Ratio Increase
- Thread starter taba4555
- Start date
It could be that they are not worried, since they have a captive audience for a good 20 - 30 years with new recruits every day. For that captive audience, there is little competition.
Waltj
Bullitt
Well-known member
The fees aren't terrible, but they are no longer the lowest out there.
I have a Schwab mutual fund that tracks the total market and it's fee is .03% compared to C Fund .059%. The Schwab bond fund is .04% compared to F fund .078%. The fees on ETF equivalents are even lower or non-existent in some cases.
Just wait until they add some ESG funds and those fees double.
I'll be rolling my TSP into a real brokerage when the time comes. Fees, distrust in the new TSP website, and the ability to withdraw funds from any fund I want to as opposed to all at once are three reasons.
I have a Schwab mutual fund that tracks the total market and it's fee is .03% compared to C Fund .059%. The Schwab bond fund is .04% compared to F fund .078%. The fees on ETF equivalents are even lower or non-existent in some cases.
Just wait until they add some ESG funds and those fees double.
I'll be rolling my TSP into a real brokerage when the time comes. Fees, distrust in the new TSP website, and the ability to withdraw funds from any fund I want to as opposed to all at once are three reasons.
James48843
Well-known member
Fun fact: The expense ratio has climbed from 0.40% to over 0.67% since they limited daily trades.
Sent from my iPhone using TSP Talk Forums
Sent from my iPhone using TSP Talk Forums
Bullitt
Well-known member
They increased some 30% from 2021 to 2022. Not sure if they've gone up any since then.
https://www.tsp.gov/tsp-basics/expenses-and-fees/
Anything below .1% is not worth getting worked up over, but it blows my mind how TSP is increasing fees when everywhere else is lowering them. Other brokers, Fidelity and Schwab, rely heavily on their robo advisory services. Does TSP live up to their fees for the service it provides? I don't think so.
https://www.tsp.gov/tsp-basics/expenses-and-fees/
Anything below .1% is not worth getting worked up over, but it blows my mind how TSP is increasing fees when everywhere else is lowering them. Other brokers, Fidelity and Schwab, rely heavily on their robo advisory services. Does TSP live up to their fees for the service it provides? I don't think so.
