Three Waves Down, or Four?

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I have been talking about three waves down before getting back into stock funds. That seems like a wise plan but I wanted to mention that sometimes we get a fourth. I am thinking a good plan may be to get 75% in on the next wave down (3rd) and then wait forthe next oversold opportunity to get the last 25% in.

Just thought I'd throw this out there for you to think about.
 
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