The TSP Mutual Fund Window - List of Funds

Thanks for putting the spreadsheet together!

Thousands of mutual funds - many with the same investment objectives. . . not sure what the point is. And no ETF's or mutual funds that mimic ETFs. Very limited sector based mutual fund selections. This is a let down. What the heck?
 
I’m not so much disappointed by the specific offerings; although I’d prefer more value and international funds. I still can’t justify investing through the MFW due to the high recurring and transactional fees.


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I am a Computer Programmer for the government for 27 years. All fully vested in the TSP. I am still a few years out from retirement and all my past time and education has been in Computer Science mostly software. There are so many new systems, networks, etc, popping up and each one has it's own particular own code, languages, or system that I can barely keep up. I do on occasion browse; articles, bookstores, etc. looking for leads into stocks, NYSE, etc. Where would be a good place to look for leads into the stock market?
Dannyboy
 
Hello all, I just joined to say thank you for posting the information about the TSP MFW funds. Interesting to see that some of the funds are cheaper than the TSP index options. For example, I noted that the fidelity international index (FSPSX) clocks in at only 3.5 basis points, versus 6.4 basis points for the I fund.
 
Hello all, I just joined to say thank you for posting the information about the TSP MFW funds. Interesting to see that some of the funds are cheaper than the TSP index options. For example, I noted that the fidelity international index (FSPSX) clocks in at only 3.5 basis points, versus 6.4 basis points for the I fund.

TaxJock, Welcome to TSPTalk.
 
Good observation but I wouldn't get too tangled up between a fund that charges .064% vs .035% unless you're allocating large - almost seven figure amounts - to the MFW.

Don't forget about the ongoing $150 yearly fees for the MFW plus the $28.75 per trade fee. With those fees being flat, it will hit smaller accounts ($100,000) harder than large ones.
 
Thanks for the responses. I figured at $100K (assuming a $400K account) it would save me $111.25 ($290 - the annual $150 = $140 - $28.75 the first year/transaction fee) and likely $140 + growth thereafter. If I was already allocated that way, you could argue that you might as well click a few times and save the $.

The Fido fund is also probably preferable if you're following a bogleheads/EMH type approach (i.e., total foreign versus just EAFE in the I fund).

I've also been looking over some of the Gotham and AQR funds for potential value tilts. Probably won't make any changes anytime soon.
 
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