RealMoneyIssues

Been a year and I still don't know enough... argggg... so much to learn
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Been two years and I am still stupider about stocks than I was... Maybe its time to just realize I belong in the G fund... hey wait, that's where I am :(
 
Greetings Burrocrat. What online company do you use to trade EFT's for free? I use E-trade however I'm finding 9.99/trade to be expensive for shorts.

i use schwab, they have their own family of SCH- funds that track various indices, trade as much as you want for free, don't have to be big money either. other trades are $8.95 each way.

start the deposit process and after the homeland security checks you will have funds in your account in a week, another week to link outside bank, online bank, ROTH, and brokerage, then move as much as you want between them with a few clicks.

SCHX ~ C, SCHA ~ S, SCHF ~ I, go to cash sweep feature when out, can also play U.S. bonds and TIPS if so inclined.

simple, but effective, and free.
 
Greetings Burrocrat. What online company do you use to trade EFT's for free? I use E-trade however I'm finding 9.99/trade to be expensive for shorts.
 
day trading tsp with only 2 moves in per month is a difficult proposition. but the unlimited outs to G help some.

i use an online brokerage that allows unlimited free trading of about 10 ETF's, have id'd 3 of them that proxy C,S,I close enough, can always shade value vs. growth, emerging vs. international, and use 'investor checking' bank sweep feature to cover 'G'.

there are other brokerages out there that beat the price, and mutual fund families that let you rotate funds among the house for free.

upside is i don't have to do anything different as far as research which way i want to go with the money and have no trading limits or costs, downside is given a sharp knife i can cut myself pretty quick.

when i'm heavy in equities in private ROTH IRA and brokerage accts i tend to be less agressive in the tsp. can always run tsp to 'G' if out of IFT's and keep pounding equity buys nonstop on the private side when the window opens. vision doesn't always translate into execution sometimes.

have to balance total investment mix among accounts = more thinking, it is paying off a bit better and i like the freedom, but definately more work.

small numbers on my part too, so i can afford to be a bit loose with the change, i hope i get better at it and live long enough to retire.
 

RealMoneyIssues

Well-known member
Ran across this site from a Google search for TSP information and was curious.

So, reading through a few posts it seems that TSP "day-trading" can be effective... interesting concept and I am going to have to dig into it a bit more.

Was looking more for ideas on TSP diversification with and without other retirement accounts. I have TSP and one consolidated IRA from previous employment and my wife has a pension and one consolidated IRA; totaling only about $55k. We have a lot of making up to do (15-20 years out) and I am trying to find a relatively safe way to make it happen.

Great site so far. Thanks for all your effort !!
 
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