Hi,
I registered and logged in to Auto Tracker a week ago. Reading the rules today and specifically #2 requires a post to introduce myself and a little about my strategy.
I'm an engineer, with 27 years in fed service, turning 50 in the next year, and have a family, in addition to myself, I have a wife and 2.25 children. I travel on the job quite a bit. The children are college age, one goes, the other is looking into it. Not considering retirement till at least 60 years, maybe more, knocking on wood that my health holds out.
My strategy is Capital Preservation and Income Growth. Traveling makes it difficult to stay tuned, so I need something that can absorb losses and benefit from gains. I've found I'm most comfortable maintaining between 35 and 75% in the G-fund, depending on my bearish or bullish sides, currently a bear. I've always been disappointed when putting dollars into the F fund so a almost hard fast rule is to stay out of it. After that I spread the rest over C, S and I. With the dollar still shrinking I put a little more in the I, and as that changes I divert my favor to the S-fund. After that I almost never change the rules to put 100% into any single fund, last time I did we were hurt pretty bad (fall of 2008). But if the timing looks to be a sure thing...who knows.
Current allocation is G-65% F-0%, C-10%, S-10% and I-15%.
I last changed my allocation on 28 Nov, having made 14 changes over the last year, I calculated about a 20% overall gain for the year. Would like to do better. Traveling takes a toll in trying to track the market.
I've been reading the TSP Talk on as frequent basis as possible for a long time now (call me a lurker). Did I mention I travel alot? But, this is the most active part I've taken. I'm hoping to pick up some tips using the Auto Tracker.
How's that for a strategy.
thx,
OleyOlson
I registered and logged in to Auto Tracker a week ago. Reading the rules today and specifically #2 requires a post to introduce myself and a little about my strategy.
I'm an engineer, with 27 years in fed service, turning 50 in the next year, and have a family, in addition to myself, I have a wife and 2.25 children. I travel on the job quite a bit. The children are college age, one goes, the other is looking into it. Not considering retirement till at least 60 years, maybe more, knocking on wood that my health holds out.
My strategy is Capital Preservation and Income Growth. Traveling makes it difficult to stay tuned, so I need something that can absorb losses and benefit from gains. I've found I'm most comfortable maintaining between 35 and 75% in the G-fund, depending on my bearish or bullish sides, currently a bear. I've always been disappointed when putting dollars into the F fund so a almost hard fast rule is to stay out of it. After that I spread the rest over C, S and I. With the dollar still shrinking I put a little more in the I, and as that changes I divert my favor to the S-fund. After that I almost never change the rules to put 100% into any single fund, last time I did we were hurt pretty bad (fall of 2008). But if the timing looks to be a sure thing...who knows.
Current allocation is G-65% F-0%, C-10%, S-10% and I-15%.
I last changed my allocation on 28 Nov, having made 14 changes over the last year, I calculated about a 20% overall gain for the year. Would like to do better. Traveling takes a toll in trying to track the market.
I've been reading the TSP Talk on as frequent basis as possible for a long time now (call me a lurker). Did I mention I travel alot? But, this is the most active part I've taken. I'm hoping to pick up some tips using the Auto Tracker.
How's that for a strategy.
thx,
OleyOlson
