Thanks uscfanhawaii. I read about the information regarding the L funds one of the posts from the developer of the site. Lately, everything isn't performing at all but constantly going down the slippery slope to nowhere, so, I may be transferring all my eggs to the G fund. It's getting a bit uncomfortable for me. I have signed up for the items you mentioned but will begin a new thread for Account Talk. Not sure I'm ready for premium service, until my understanding of everything has improved. I am overwhelmed by all the information I must read already. LOL! I don't think I will become a millionaire before I leave, but would just like to make my money work as hard as I possibly can. Have a great weekend!