If the poll mechanism allows only one choice, could a third option of "both" or "all" be added along with a fourth of "neither" re: making medicare choices/ changes?
Readers might wonder for what purpose might be accomplished by answering these questions. If there is enough support or interest in these questions of (Medicare) process improvement, then we might try to expand the audience for these questions or related discussions thru web sites, blogs and publications of OPM, other retirement forums like NARFE (National Active and Retired Federal Employees Assn), AARP, and finally Medicare.
Perhaps one or more of our members knowledgeable in database design could address feasibility of some kind of database/ knowledge base or a better alternative for helping people make easier and more informed choices about Medicare. It seems there ought to be a Medicare system of questions and answers like Turbo Tax that guides people thru all key questions like features and benefits and costs that enables people in a less complex yet more thorough way to make smoother, better informed decisions about Medicare choices.
I don't know if Medicare sponsors demonstration projects, but if so, maybe this might qualify.
Besides trying to learn to make better investment choices, I am personally interested in identifying examples of and improving environments to allow individuals to express positions on integrity and fairness where ever at work and in communities and to responsibly challenge policies and practices that limit freedom of speech or co-op peoples personal integrity. Also, no saint am I who makes lots of mistakes and unfortunately, have been known to be rude, thoughtless and arrogant. But I'm trying to clean up my act.