My basic strategy is to buy low and sell high. I try to time the natrual peaks and valleys of the stock market. I expect May and June to be negative months for the market. During months of strong growth, I try to stay in the market and make IFTs when I feel a dip coming and stay in the f or g until the dip is losing momentum. During weak months, I stay out most of the time and get in the S or I for the rebound. I read the financial news every morning and use that to make educated IFTs. My current 12 month rate of return is 45.28%. I just recently made my first bad IFT since several months ago.