I read the financial news on my phone with Google Finance. I don't pay very much attention to the experts or indicators. The market will consistently provide opportunities through overbought and oversold conditions. The trick is to weigh the short term impact of the financial news and the long term impact. Some news drives the market down but will not have a long term impact, therefore the market may drop for a few days, but will rebound quickly, so I will return to the S or I accordingly. News with a long term impact will drive the markets down for a week or two, which causes me to wait longer before returning to the S or I funds. Good news works with the same principal. I have been following the markets daily for ten years, so my instincts have improved and allow me to more accurately judge the duration of upswings and downswings. I also try to avoid being greedy when deciding when to make IFTs. I used to try to make the best possible move every time and that often caused me to wait too long. Now I simply have a goal of exceeding the returns of the best performing fund of any given year. I try to exceed the market by 1-2% per month, which gives me 12-24% above just leaving my money in one fund all year. I'm currently more than 20% above the S-fund in the last twelve months. I hope this helps. It's hard to describe how I make the IFT decisions that I make.