Looking for some opinions on an interfund transfer

[JCJC]

Hi,
I'm looking to solicit some opinions on a fund transfer. A few years ago I moved everything into the G Fund. Between deployments, moving a few times and a fairly long geo-bach I haven't had the time to do my research and move back into the indexes. With everything that is going on in Greece and Europe in general I'm hesitant to move from the perceived safety of the G. I know this is irrationality talking but its been so long that I'm not confident.

My contribution allocation is currently G 25%, C 35%, S 20% and I 20%. I was wondering if anyone would be willing to offer an opinion, which I know is not legally binding or absolves me of any responsability what-so-ever or whether to move now or wait a few weeks/months and see what happens in Europe, and what the reaction is here. I'm 38, about 5 years from retirement and willing to accept a high level of risk in a growth portfolio. If I do get in should I mirror my contribution allocation or go with something else?

Again, I'm just looking for some "What I would do" opinions. Thank you all in advance.

Have a good night,
JCJC

 

[nnuut]

Welcome to the Message Board. Rough times but I think your allocation is good, but be nimble because things change daily CP [capital preservation] in the name of the game.

 

[Birchtree]

I'm in favor of large caps and currently hold 20C and 80I. My wife has a defined contribution plan and is 100% in a large cap SPX 500 fund. She owns over 26,000 shares in that fund.

 

[JCJC]

What do you guys think about how to move from the G Fund into the others? I think I'm going to wait for the Greece thing to resolve. If they vote to withdraw from the Euro that is going to have some negative consequences, no?

 

[Afishegg]

I'm in favor of large caps and currently hold 20C and 80I. My wife has a defined contribution plan and is 100% in a large cap SPX 500 fund. She owns over 26,000 shares in that fund.

With that kind of money I wouldn't be looking to make big moves but rather a low interest rate and low risk medium yield steady as she goes plan. My personal opinion would be a risk averse plan to shelter the volitol and inevitable storms on the horizons to ensure peace of mind and a stress free life. Even something along the lines of 50% G 20% F and 15% (pick a fund) and 15% (pick a fund) should give you enough leverage and stability coupled with enough gains to ensure a net windfall and most important peace of mind moving foreward in an uncertain world. IMHO.

 

[Birchtree]

I think the market is close to putting Greece in the rear view mirror - you have to accept risk to make any money. Load that extra G money into the C fund and see what happens. You might be pleasantly surprised.

 

[RealMoneyIssues]

Even something along the lines of 50% G 20% F and 15% (pick a fund) and 15% (pick a fund) should give you enough leverage and stability coupled with enough gains to ensure a net windfall and most important peace of mind moving foreward in an uncertain world. IMHO.

No offense meant, but why not just leave it in a L20XX fund?