interfund transfer

[prudence]

Hi Everyone.

I would like to know any advice on my following allocations.

Recently I switched my funds to G-80% and F-20%.

I was thinking of switching it back to the following funds:

L-20
G-40
F-10
C-10
S-10
I-10
The way the market is I am afraid of losing all my money.

Thanks

 

[cbackous]

i would suggest staying away from the L fund, and currently the I fund isnt very strong.

i would also suggest watching the market and see what things look like closer to mid-day. as long as your IFT is in before noon you will be in at COB.

 

[nnuut]

First answer this question: Is the Market in an uptrend, has it turned around, reached the bottom, nobody knows for sure. I'm in and have my finger on the "G" button.

 

[Guest2]

Hi Everyone.

I would like to know any advice on my following allocations.

Recently I switched my funds to G-80% and F-20%.

I was thinking of switching it back to the following funds:

L-20
G-40
F-10
C-10
S-10
I-10
The way the market is I am afraid of losing all my money.

Thanks

Prudence,

What your describing is "RISK TOLERANCE". Losing money in this kind of
market is going to happen. Heck, even in a Bull Market, losses happen.
So many factors contribute to your decision. How long do you have
before retirement? If retired, How much can you afford to lose if the
market continues to fail? Etc... Etc... Even the (F) Fund is subject to
loses. So you see, you must ask yourself a whole bunch questions
and get honest answers before determining where you should put your
hard earned money. Once you have, then the next step should occur.
Doing your homework. This will assist you in deciding when to risk
your dollars and where to risk it in. The goal is to be more right then
wrong. Mistakes will happen. Bad calls will happen. Markets will drop
and Markets will rise. Its not easy ! But if you follow the above and
accept that your only human, you have a better shot in achieving
your short term and long term goals. I hope this helped.

 

[Scout333]

Prudence, Your username says it all. SB makes good points. Believe we should all exercise prudence in this market! Stay where you are and read and learn from the experts on this site. When you feel more comfortable gradually take on more risk. With bull markets everybody makes money but the current bear market is tough to predict especially on a short-term basis.
Good luck!
"The way the market is I am afraid of losing all my money" Me too!

 

[dpmp]

I have 100% in my G fund. Bored to deah but sure beat -35% earning.

Wished I had recognize the buy signal to jump into C for the relief rally, but that's just greed and gambling, not an investment strategy.

 

[logdoc]

Prudence, did you make the change cause if you did you caught the market in an up swing. I'd cash out about now or at least do some profit taking. I sure am. I've been spread about like you proposed since January and am grabbing some of the proceeds.
The 1 penny every 2 weeks share increase in the G fund looks pretty sad but maybe the market will take a break. Next week a lot of companies are going to report out the 1st quarter. If the meet or beat the estimates then, the market will continue upward. But if not there could be a 3-4% sell off once more.

 

[Guest2]

Prudence, did you make the change cause if you did you caught the market in an up swing. I'd cash out about now or at least do some profit taking. I sure am. I've been spread about like you proposed since January and am grabbing some of the proceeds.
The 1 penny every 2 weeks share increase in the G fund looks pretty sad but maybe the market will take a break. Next week a lot of companies are going to report out the 1st quarter. If the meet or beat the estimates then, the market will continue upward. But if not there could be a 3-4% sell off once more.

I agree with logdoc. Should you have taken the plunge earlier on and wish
to save yourself some pain, you have a few options at your side;

a) take it all out of risk by doing a 100%IFT back to the (G) Fund.

b) take some (half/quarter/third) off the table and lock in those gains.
....while keeping some at risk, just in case the market continues up.

c) keep everything in because your investing for the long haul and you
....have planty of time to make up the dips that we'll see.

Good Luck In Your Adventure !