I WILL ASK AGAIN

[Guest]

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I don't think I'm giving away the shop if I tell you I have lost $14K since Jan 1. Would appreciate people's suggestions and advice on whether to retreat or stay invested based on what they anticipate the market will do.

PS My tendency is to retreat to G but I hate giving up the opportunity to possibly gain back. I'm fully invested in stocks right now. Thank you in advance.

 

[Guest]

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Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"

 

[rokid]

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WW,

It depends on how soon you need the $$$. Historically, stocks have outperformed bonds over 5+ year periods. You haven't lost anything unless you sell - you still have all of your shares. If you're retiring in a year or two and need the income, you might consider cutting some of your losses. If you're retiring in 10-20 years, relax, stay where you are (assuming you're well diversified and not 100% in one fund), and buy more stocks.They're cheap compared to last year. Of course, if you can reach your investment goals with a 5-6% return, you should have been 100% in the G Fund all along.

If you sell now - you've bought high and are selling low! Not a recipe for investing success!

Finally, if anyone claims to know where the stock market is going, they don't.....run! :^

 

[Spaf]

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WW...Greg
Some thoughts!
TSP is made up of index funds. They are not single funds or sector funds that can turn bad within themselves. TSP funds ie the C fund will follow the S&P. The TSP funds C and S will come back up. I is dependent on the intnl mkt + the dollar, and is the more risky of the 3. The F-fund is floundering along with the raising of rates.
G fund pays 0.01 about every 6 days.

Daily charts and talk can be hypnotic, and bum sentiment doesn't help either. I'm 15C, 15S and 10I. I will not sell low. So I'll wait till the market finds a bottom (where ever) and starts back up (I Assume in a bear cycle) Add some money and wait for the cycle to run out of steam, and sell high (hopefully).

It's not as bad as it seems! Look at some weekly / yearly charts. Remember the funds are following the market, they are index funds.

I will never sell low unless the fund is a dog, in which case it was a bad sellection in the first place.

Hang in there, Cool A bud helps! Spaf

 

[Guest]

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greg wrote:

Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

 

[Guest]

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Spaf and Rokid, Thank you for your thougtful responses. They willhelp me in clarify my position.

 

[Guest]

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Wonder Woman wrote:

greg wrote:

Wonder Woman wrote:

PS My tendency is to retreat to G

"Mmmmm,G-fund"Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

Greg, I don't understand your cryptic response and attachment. Could you be more concrete or elaborate?

I think the G-fund is the way to go until it is clear that the market is no longer going down.

 

[Spaf]

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Wonder Woman wrote:

Spaf and Rokid, Thank you for your thougtful responses. They willhelp me in clarify my position.

Well did U try the BUD Light?

 

[Guest]

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greg wrote:

I think the G-fund is the way to go until it is clear that the market is no longer going down.

Thanks for your trouble Greg.....

 

[Guest]

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Spaf wrote:

Well did U try the BUD Light?

I knew I forgot something.... but I can't seem to......

 

[Spaf]

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I Knew it! Can't even stay up with the bartender!Us "GUYS" could catch that Bud Light. See there!! The secret is in the bottom of the glass!

 

[Machinist Mate]

Thats impossible,if your paying attention.I guess if you had two million in TSP,it would be easy though.Thats allot of money to loose,so let me send you my condolances.

 

[Spaf]

Mate,
Civilized, I'll help you all I can.............
Offensive.........I'll confront you..........:notrust:
Your choise!
Spaf

 

[Show-me]

The last person that confronted me was in Tyre,Lebanon,in 72 and that worked out OK.

Wow!:nuts: We'll all have to remember that and wonder to ourselves.

 

[Birchtree]

In 1969 this moron was only 14, so in 1972 he would be 17. Could have been confronted for shop lifting while on vacation with mom and dad. The board will never be the same with this lame shot out gone. Good riddens.

 

[Dave M]

We Can Only Hope

First it was the crusades and the Q'uran, then a reply to Wonder Woman's post of like 18 months ago. But y'know, we vietnam-era vets sometimes retain our hangups; more to be pitied than scolded. If only he'd had something useful to say.

The greatest sin is to be boring. Saying the same thing over and over is the way to do that. Remember DMA? A thousand posts, one idea.

Dave